Stacy M. Brown | 4/30/2021, 6 a.m. This summer, PNC Bank plans to launch Low Cash Mode, a digital solution that officials said will help customers avoid overdraft charges, to its Virtual Wallet users nationwide. (Above) Laura Gamble, Regional President of Greater Maryland for PNC Bank Courtesy Photo/PNC Bank With some studies estimating that U.S. consumers pay about $17 billion each year in overdraft fees, PNC Bank has announced a unique solution that could save customers a lot of cash. This summer, PNC plans to launch Low Cash Mode, a digital solution that officials said will help customers avoid overdraft charges, to its Virtual Wallet users nationwide.