Erie Times-News Pittsburgh-based PNC Financial Services Group, which has branches in Erie and Crawford counties, has announced a new program to reduce the number of overdraft fees consumers pay each year. The bank, one of the nation's largest, has introduced Low Cash Mode, a digital program designed to help Virtual Wallet customers manage through low-cash moments or mis-timed payments. In other words, customers will be able to prioritize payments, avoiding overdraft charges, instead of letting the bank pick what is paid first. "With this new tool, we're able to shift away from the industry's widely used overdraft approach, which we believe is unsustainable," said William S. Demchak, PNC's CEO.