RBL, YES exploring alternatives for credit, debit cards SECTIONS Share Synopsis While RBL Bank signed up with Visa as recently as last week, a Yes Bank spokesperson said the bank is evaluating migrating to other platforms. Both banks said they expect no disruption to their existing customers due to the RBI action. Agencies In a note Nomura Securities said besides Yes and RBL, HDFC Bank with 60% of its card schemes tied to Mastercard, Amex and Diners is the most impacted, while for Axis and ICICI the proportion could be about 35-36%. The Reserve Bank of India (RBI) ban on payments giant Mastercard to onboard new customers has forced banks to mitigate their risk by tying up with Visa and home-grown Rupay.