Robowealth is one of Asia’s more interesting and already entrenched digital disruptors, providing retail and mass affluent customers with robo-advisory asset allocation recommendations plus automated investment execution. Robowealth is targeting not only retail and mass affluent customers, but also high net-worth customers by providing the best-in-class wealth solution with high touch services. Robowealth operates as a mutual fund brokerage securities company and an investment advisory securities company under Thailand’s SEC licensing, offering both the B2C and B2B models, in other words, direct to private clients and also direct to intermediaries. Hubbis has the opportunity in early January to again meet with CEO Chonladet Khemarattana, who updated us on Robowealth’s progress during the year of lockdown. He reported that much had been achieved in 2020, especially as the digital solution needs he and his founder partners had identified have been seen more clearly in the stark light of the pandemic. And he explained that much more could be achieved, offering some lofty business and financial goals for 2021.