Updated: March 02, 2021 10:23 IST Questions why a borrower is allowed to pay only 70% on the secured portion and the remaining 30% is waived Share Article AAA Questions why a borrower is allowed to pay only 70% on the secured portion and the remaining 30% is waived The High Court of Karnataka has advised the Ministry of Finance and the Reserve Bank of India to have a re-look into the norms of One Time Settlement Scheme (OTS) for banks to recover loans while questioning why payment of only 70% of the secured portion of loan under OTS is demanded even when more amount could be realised from the pledged assets.