Why Our Clients Choose Us Digital Is a Once in a Generation Opportunity Temenos CEO, Max Chuard, on CNBC explains how Temenos helps banks transform faster, gives them freedom to innovate and create personal customer experiences. Colin Walsh, Founder and CEO of Varo Bank shares how Varo made history by becoming the first fintech to gain a bank charter in the US. With Temenos cloud technology as its key differentiator it has created a new kind of bank that delivers more value to the everyday Americans. Gain the Competitive Advantage Using innovative solutions that support hyper-efficient cost models, our clients pass real value back to their customers. Varo estimates that their cost to service a customer is 25% of what it will cost a traditional bank to serve a similar customer.