There’s a lot to consider, and warm weather shouldn’t be the only deciding factor. For instance, will you rent or buy? What’s the tax and health care situation? When people begin planning for retirement, the first thing many dream about is where they want to spend their golden years. For a lot of retirees, this is somewhere warm, but what if you don’t want to spend every waking moment on the beach?Retirees who enjoy the best of both worlds are considered snowbirds. As temperatures dip throughout