a big day yesterday. a record high. the dow and s&p is up for the year. s&p is up 3% for the year. health care expenses are growing and worker salaries aren't keeping up according to a new study from aflac. employers are asking workers to contribute more to premiums. 56% of employees ask companies to pay a bigger portion of their sale. for employees, that means less pocket money to cover medical bills. two-thirds say they will not be able to handle the financial costs associated with a serious illness. google is building prototypes. the car doesn't have a steering wheel or pedals. completely reliant on software. right now, to take a car on the road without a driver requires a