your money. first day of a new month. u.s. stock futures are up with a great deal for investors this month. beginning with the latest jobs report on friday. the final report before the fed makes a decision on interest rates. consensus is the fed is likely to raise rates this month for the first time in a decade. nearly every jobs indicator has been improving. now just 6.2% compared with 10.2% unemployment during the recession. the tales of college educated baristas, tales are rarer by the day. the federal reserve to the big banks. don't expect a big bailout in the next financial crisis. the fed cannot give funding to banks going bankrupt. if it has been in place during the crisis, it would have prevented the fed from giving money to aig and bear stearns.