lawsuits, and individual meaning that the person who agrees, all by yourself. no banding together with other plaintiff s plaintiffs in the so-called class action lawsuits. amex is far alone from the practice, and this company and many more have made sure they will not have to face an angry customer or thousands and thousands of angry customers in a courtroom facing down a judge. look at the logos. and you consumd something in the list. and senator franken believes there should be some alternative resolution system. >> thank you for the lead-in, a hand this is also in employment contract, and the contract with a school where you thought that you were signing up for a course, and you are going to get the accreditation afterwards, but turns out that you don't. this is a way in which the deck