>> sure. i mean, what we're seeing is that communities here in the u.s. are already so strained by these shocks. there was an article in "the new york times" this morning highlighting that in california individuals are building their own fire prevention cadres to tackle the fire problems there. the more from the state and communities to manage the challenges, the national guard in 2016 spent 24,000 man hours. and then 70,000 man hours fighting fires in california and the rest of the united states. so more money to move this forward is critical. >> yeah. it is an urgent crisis. erin sikorsky, thank you so much. we'll take a short break. be back after this. cake. one of the many reasons you're with amex platinum.