I think premiums are likely to go up, go up at a smaller pace than what we have seen since 2010. They are far less than what was before the passage of the Affordable Care act. Neil let me translate. Sure, youre going to continue to pay through the nose. The grateful your you are not g to be paying as much through the nose as you thought you might be. It is called settling, folks. I call it surrendering, folks. And i see a pattern here, folks. We will still pay a ransom but not as much as we could have. Who will still have an anemic recovery but counter blessings at least we are not a depression. The grateful they are not trillion dollars deficits. You see this pattern, right . Bad is the new good because it is better than awful which is the new baseline. Were so grateful if any bit of good news that comes up. This is twisted but this is happening again and again. We have gone from health care for every single american to health care that still wont cover 30 million americans. Ttwo covering every preexisting condition to paying through the nose for the privilege. Im not surprised, but i am mad the latest defense to the latest act of government treason is it could have been even more treasonous. How would you know . How can you prove that . You cant. If you are Big Government, it is all about the Big Government lie. Had uncle sam not step in again and again will be stepping in something much worse again and again. That is a heck of a pitch. A heck of a commentary on this country. Have we lost our drive for excellence that we will happily settle for selling our soul in the process . So this is the new good . Good god. Here now, jesse james and christopher. I cannot believe this. The pitch is it could be a lot worse. That is it again and again and again. This is another lie in my mind that if you like your health care you can keep your health care. American people are tired of all this because it has changed multiple times that point now where the administration has to come out with a hardship exemption. How many more channes are going to have to see . This is not the original obamacare we were assured and we were promised, and now it is an illusion. The taxes associated with it are being delayed until 2016 under this hardship for them to gain votes. Neil it is not hardship denied. But you know the one thing that always scares me is you are trying to argue something that you cant argue. Sort of like we had the rescues, will be in worse shape if we didnt rescue those banks riveted interesse auto companies. You never know but that is the argument, the fear of god was the fear of that. So we keep pushing the same thing now by saying look, you may not like it now but if we kept the old system in place you would be a lot worse. How do you know that . You are right, it is like the bailout. If it was so good wir why are te democrats and the white house working for all these delays . Never they do a fix or a delay that is not incrementing obamacare. All we have seen his disastrous. When they say everything is good or at least not as bad, why arent they doing i everything i possibly can to stop it . They think americans cant remember yesterday. Neil i want you to listen to something nancy pelosi said on this very issue. Im proud of the House Democrats and how they have not only embraced the formal cataract but they helped create it and how proud they are of it. I think the republicans are wasting their time using that as their electoral issue and they will find that out. Neil they keep pushing these delays that it is not even the law they voted on. It is nothing a resemblance of what they even had supported. Nancy pelosi will be eating her own words. He won by drowning down obamacare. They did not try to signup for obamacare because it was too expensive. Essentially all of congress is going to be scrambling. Neil what happened was we had been so beaten down, whether it is economic news. , a line or a minufour an anec recovery allowing us five years. At least were moving, albeit slowly. Our provider no of significant good news. I almost want to do that to slap out of it. What are we doing here . It is like they are so disenchanted. So little faith, we have senator harry reid on the senate floor attacking over and over again to blame and for all of them troubles. Blaming them for what is going on in ukraine. I have not even hurt his argument on that one, but i am sure it is a whopper. You can see what is happening in florida. Neil that one race could be telegraphing something. A message to all of the viewers right now, were better than being satisfied. We are americans. Being proud and think big. If you see a number barely moving and you are whipping it up, there is something wrong with you. I dont even want you watching this show. I do, but i want you to think about what you are doing while you are watching. Appreciate what we have at stake here. The soundbite blunder everybody is missing except for us. Listen very closely to Kathleen Sebelius. Here it for yourselves with the Mainstream Media missed. Maybe deliberately so. A terror attack that can block out in terror nation. Joe lieberman on the threat you are not hearing about what you so i can reach ally bank 24 7, but there are no branches . 24 7. Im sorry, im just really reluctant to try new things. Really . Whats wrong with trying new things . Look mommys new vacuum cat screech you feel that in your muscles . I do. Drink water. Its a long story. Well, not having branches lets us give you great rates and service. Id like that. A new way to bank. A better way to save. Ally bank. Your money needs an ally. Take this simple test. Press your tongue against it, like this. It moves do you feel it . It can happen with every denture. These movements may irritate your gums. But you dont have to bear with it. You can try fixodent plus gum care. Thanks to its formula, your gums become one with your denture. This helps stop movement and helps prevent gum irritation so you can keep enjoying life. [ apple crunches ] fixodent. And forget it. How many of those have enrolled in obamacare have paid their premium . I cannot tell you that, sir, because i dont know that. Neil i wanted to replay that exchange because if the terms are prevailing you around, but if most folks are paying more, how about the folks not paying anything at all maybe for valid reasons but one in five people who have now signed up for obamacare have not paid a dime. A lot of it gets a little convoluted here, but the bottom line is they have not technically paid for it. The health care architect who played a key role in all this is here to relieve me of my concerns. What you think of that . At the end of the day the main thing is he exchanges working. Millions have signed up. It means the people will pay before they get coverage. Youre right, some of those people wont get coverage. The relevant number will be who pays. Neil i know that. But we lump them in with it because eventually they will pay . Writes now the total includes those who havent paid yet. Neil you to step off the items were technically i havent. He of 4. 2 my people signed up right now. Of those 20 of people stay. Neil somebody must know the actual figure. This is misleading thing. Many on the right have proposed. He exchanges run by the government, insurance is all private insurance. Neil certainly insurance companies, telling people we have this, this number. They are not conveying that . Clearly theyre saying what they say in the news. Neil i believe the insurance companies, i barely believe you. Im joking but make the point i dont know what the real deal is on these numbers because almost everything place them being disappointed. Neil time will rectify that. You blessed us with your presence i think that might be the case, but it is not happen. Once again, that is not true. You cannot say it is not happen. Millions of people have signed up. We dont know the exact number yet, but once again as i said before on your show, neil, the next key point will would be then when they come out. A huge spike in premiums. If Kathleen Sebelius is right and i am right, we will see rates go up by single digits. Neil if people knew these premiums would go up the degree they have and likely will continue maybe at a smaller ra rate, do you think this thing ever would he passed . The rates and 2014 or 15 below what the Congressional Budget Office said they would be. I was unhappy with the web glitch, but if you take the politics out of it im happy with the program. A lot of americans dont like changes. As you know, they feel they have been sold a bill of goods. The vast majorities are not affected. Theyre just not making the press. They see the policies change a small number as we discussed before. Once we have the uninsured people telling their stories. Neil i hope you are right. Youre very levelheaded, but you also remind me of the guy on the titanic who said we have hit a little eyes, brace yourselves. That is what concerns me. Every time i think everything is hunkydory, pushing another delay, another exemption. If it wasnt so great, they wouldnt be doing that. If you look at the core of the law, nobody is running away from that. Neil people are finding out they paid through the nose in the first place. Premiums are below where they thought they would be. Neil their starting to engage it, they are paying more. Less i would have been hav harrp things the same way. What you are saying is incorrect. When you factor in the tax credits people get, overall factor in the low income, the average person is paying. Neil i always like having you want regardless. Thank you very much, hope you are right on this because i am very scared and youre suddenly the captain of the titanic, but i could be wrong. I am kidding. , what do you really care about . What do you get the most pressing issue in our country is right now . I saw the clock for the national debt, that worries me. Economy. I did vote for obama and hoping for little bit more. Is a live on a straight you see young people sitting, begging for money, begging for food. Nobodys going to tell you things are better. Neil why is the one thing they didnt mention, the one thing that kept democrats up all night . [ male announcer ] nearly 7 million clients. How did edward jones get so big . T me just put this away. Could you teach our kids that trick . [ male announcer ] by not acting that way. Its how edward jones makes sense of investing. Its how edward jones so our business can be on at ts network for 175 a month . Yup. All 5 of you for175. Our clients need a lot of attention. Theres unlimited talk and text. Were working deals all day. You get 10 gigabytes of data to share. What about expansion potential . Add a line, anytime, for 15 a month. Low dues, great terms. Lets close new at t mobile share value plans our best value plans ever for business. Were on the cusp of the climate crisis. It is not just a question of morality or ethics, but a question of our own survival. Th vast majority of people understand Climate Change is real. What people want to know is what is the impact of Climate Change in their community. Neil safe to say this is a very big deal to those folks. Apparently Climate Change not that big of deal to you folks. That sentiment confirmed in a new gallup poll in which americans are asked to spell out their biggest concerns. Climate change writing 14th on the list behind the economy, federal spending, health care, unemployment and whether or not to pay. Here in the flesh, no less. She is not surprised. All night for this Climate Change charade an we have all te other crisis. Look at this, the bottom of the list is the other talking points. At the top of the list or issues the people talk about and democrats dont want you to ask about. Afford ability of health care, unemployment. Neil a check that off with the health care law. So they say. Neil republicans have done this in the past too. They get sidetracked and issues that dont matter. Most are worried about the economic security, worried about their future. Worried about this that and it pops up in surveys like this all the time. It doesnt matter who is in charge. Those are not the ones that are addressed. We get on the other ballot, that has nothing to do with what we are concerned about. This is where republicans have to consider what you are saying. They still feel they are in a recession and this should be a huge issue the obama regulations come indicative orders are going to hurt the American Family saying it will cost 1200 in income, 600,000 jobs over a decade. These are issues the American People care about and republicans have to bring this up. Neil i got in a lot of trouble for saying this funny or die thing obama did was clever. Republicans dismissing it in seeking out venues that would go beyond your fathers news shows. That got me in a heap of trouble. They got to reach out beyond their protectable base applicable venues. I am wondering whether republicans realize the democrats have tested some of these issues and come to the conclusion that theyre going to be election turners. They are whipping past the graveyard if they dismiss it. I dont think Climate Change will be an election turning issue. The green partys declining membership when the economy turns south because people care about their pocket. Neil it will be a money issue, it will cost you economically if we dont. Of course that was at the 3 00 a. M. Conference. This will cost you economically if you do. Obama regulations will be met the use altogether. Jobs will be lost but you dont hear the message coming from the right. Neil does it help to dismiss these hot button issues . They might be minimizing them to their peril. Have to come out with a powerful message and you are right. They need to go on to other venues just as you said. Rand paul went to howard university, traditional africanamerican university. He made and roads. We have to use these medians. It is pivotal. Neil i would meet at dennys. My gift to you. The rnc needs you, neil. Neil at least dennys does. Just call this thi the spy who friended me . Snooze for impersonating Different Companies so they could win your trust and spy on you. In one case the nsa pretending it was facebook to hook users. An early backer and defender of an essay on if they violated in this case his trust. Do you think this is going a little too far, senator . First, with regard to the last segment, your hair looks completely natural to me. No question of a to pay there. This first came to light through edward snowden. I find it ironic he is in moscow with United States constitution behind him with putin, imprisoning his political opponents and were being lectured by mr. Snowden of rights to privacy. Neil you are quite right, but to my point addressing those security concerns, does it go a little bit too far now pretending to be facebook so it can spy on folks . It depends on the facts. If theyre only targeting foreign intelligence operatives, their only targeting very narrowly defined counterintelligence, threats to our security at home targets, it is probably. Neil in order to find who they are, they are dropping a wide net. That is why you have congressional oversight to see if the program has gone too far. Neil if you know your former colleague, she is furious the cia was spying on members of her committee staff. As if that was a fox alert. This is happening washington to washington, right . I have a lot of respect for senator feinstein. We all need to wait and see all the facts come out on that. I dont think the cia. Neil who knows. With the best of intentions, this is now run amok. Do you buy that . In a free society we have to protect ourselves from future terrorist attacks, we have to do it consistent with the constitution and our devotion to our personal liberties. That means you do what you have to do, but you do it in a way that is as constrained in limited as possible. Neil even if a fraction of these instances that come to light are right, they obviously have gone beyond their original call. That is why you have oversight. Ask them what theyre doing, get to the bottom of what is going on. If they have gone too far, rein them in. Neil i am wondering i get bad james bond episode. Membranous first came to light the president didnt know about it. I am believing him he didnt know about it. That scares me even more the leader of the free world was oblivious to this and there might be a bunch of spies doing their own thing. That is even creepier, isnt it . Number one he is probably not of it cut there are a lot of other things going on and also because really it doesnt happen very much. With regard to the nsa phone records and such, you, your average citizen has nothing to fear about the nsa listening to your conversation. It is just not happening. Neil they are listening to mine. We have to do these programs in the right kind of way. That is where ersight comes in. Neil we will see. They live in real fear about being called in and testified, they have more lawyers than we can fill your studio with advising them on how to do this, what is legal, what is constitutional. They spend thousands of hours trying to do it the right way. Does that mean i always get it right . No. Neil had a look at our legal contributors . I digress. It is always a pleasure to have you on. Those gm lies, want you to try a little earlier, try 2001. Folks, this is getting to be like watergate on wheels. announcer scottrade knows our clients trade and invest their own way. With scottrades smart text, i can quickly understand my charts, and spend more time trading. Their quick trade bar lets my account follow me online so i can react in realtime. Plus, my local scottrade office is there to help. Because they know i dont trade like everybody. I trade like me. Im with scottrade. announcer ranked highest in Investor Satisfaction with selfdirected services by j. D. Power and associates. Ido more with less with buss energy. Hp is help. Soon, the worlds most intelligent servers, designed by hp, will give ups over twice the performance, using forty percent less energy. 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