On private sector jobs growth from the adb, treasury stumbling, the ten year yield hitting 75 earlier, waiting with the fed minutes at 2 00 eastern. A lot of expectations, this is sending stocks lower today. What is your take on this . If you look at the big picture it reminds me of americas funniest videos, wobbling on a high school the fed took the training wheels off of. Bond market reacted accordingly with strength of the u. S. Economic conditions, the stock market, we have fear in the market is indicated by the vix, trading up today, but those numbers are positive and for the longterm investor you should be buying when stocks go on sale like they did today. Lori thank you so much. Dennis oil is also selling off after the weekly inventory report hit its lowest level in five weeks. What is up . The bottom line is despite the drawdown in crude oil supplies we got hit with a massive increase in gasoline supplies, refiners are running like crazy, taking the advantage of cheap crude, turning it into products, and gasoline, well above the five year average. Those are absolutely incredible, talking over 6. 2 Million Barrels of gasoline and 5. 8 of distillate. We have more on a daily basis than we consume leading up to the buildup in inventories. We see the price of crude in the United States has hit a one month low and shows you the brent crude, that spread has gone to 14. In europe there are more concerns what is going on in libya. The rebels say they have taken over the Oil Export Terminals creating more tension that spread out again. We have plenty here but europe another story. Lori a little more on the ndp report that set the tone for the trading session. Private employers adding 238,000 jobs last month well above expectations, economists raising their estimates for fridays important government report. Among the highlights citigroup listing its forecast to 165,000 from 125,000. Goldman sees 200,000 jobs added and Deutsche Bank even more bullish seeing a gain of 250,000 carroll added. The consensus estimate stands at 2,000 jobs with the Unemployment Rate at 7 . Adam alan mulally is taking himself out of the running for the top job at microsoft. The ends months of speculation for the two companies and their stock when Steve Ballmer said he would retire in august, immediately was one of the front runners for the job since then, stocks moved in opposite directions. Microsoft shares are up 4 , shares of tumbled 6 on the news that alan malawi possibly could leave but with the larger off the table this year ford shares are rising and renewed uncertainty weighing on microsoft shares so whos left to lead ford . One of the top contenders on the list to lead microsoft, former nokia ceo, and reporting microsoft will not make a decision next month at the earliest. Lori more trouble for big banks as another probe comes knocking, the sec and special investigator general for t. A. R. P. Probing whether several banks miss christ mortgage bonds in the year after the 2008 financial crisis. This is under pressure, and Elizabeth Macdonald as the bottom line. Liz barkleys, citigroup, jpmorgan chase, royal bank of scotland all under the gun here for possible new probe brought by the sec, what we are seeing here is these are alleged problems with Bond Mortgage pricing, and it looks like it is coming after the investigation and prosecution of jefferies, the guy who being accused of miss pricing securities fraud, also being charged with one t. A. R. P. Fraud, and mortgagebacked securities under t. A. R. P. What is interesting here about this, talking to Bank Executives who talked of fox business, for the 20092011 period we are talking at a time when the mortgage bond market was largely ice conover and remember this, we are going to suspend the mark to mike accounting rules, allow banks to use, quote, significant judgment in pricing these security so it is difficult to see whether or not regulators can actually bring any actions against these banks over alleged miss pricing of mortgage bonds. Lori what do they export . Liz remember when we were reporting during that time, regulators going back and forth, this is i stover, then relax the standard and say you can use your own judgments. Will be dicey to see if they can, dicey for the regulators to bring action against the big banks but banks and fox business, this was going on during the time period the probe is going on, jefferies is not under investigation and didnt commit any fraud. Adam chamber of commerce delivering an aggressive strategy on its plan for promoting a probusiness majority in congress, rich edson spoke to the sick jenna jennathe ceo and has more force. Rich in his annual state of American Business address ceo tom donahue says the chamber of commerce will be active in half a dozen congressional races to try to let candidates to work within the legislative process, to beat those who threaten to shut down the government or breach the debt ceiling, and work on immigration and tax reform and free trade agreements and it is an Election Year and congress remained divided and lawmakers will accomplish little of the chambers agenda or anyones agenda. We asked when the Business Community would invest more and whether washington is to blame for slow economic growth. What are we going to do about the trade agreements, what benefits does that provide to the business, what will we do on the long haul about entitlements which we say okay, then we can look at this and say were doing smart things, limit regulation a little bit and go start investing. Congress would eventually approve them and find some way of doing so without adding to the deficit though he says because the economy is beginning to create jobs, congress shouldnt extend very long. Twitter shares slumping on a downgrade. Kantor fitzgerald cutting the stock to sell from a hold rating keeping the price target at 32 a share, 6050 right now. The firm says the companys valuation no surprise, not hurting other social stocks, the sector broadly higher as you can see driven by, a new high jpmorgan raised its price target on that stock. And Johnny Mandel will enter the nfl draft. He is a sophomore for the Heisman Trophy last year. Adam the sweet life on demand, and attacks the way. Lori if you can stay at a hotel like a rock star once in like one too . Liz claman live with the karaoke machine that does it all. Adam the ghost of christmas past coming back, the latest point for the Holiday Shopping season. [ male announcer ] this is the story of the little room over the pizza place on Chestnut Street the modest first floor bedroom in tallinn, estonia and the southbound bus barreli down i95. This magic moment it is the story of where every great idea begins. And of those who believed they had thpower to do more. Dell is honored to be part of some of the worlds great stories. That began much the same way ours did in a little dorm room 2713. This magic moment [ telephone rings ] [ shirley ] edwa jones. This is shirley eaking. How may i help you . Oh hey, neill, how areou . How was the trip . [ male announcer ] with nearly 7 million investors. [ shirle] hes right here. Hold on one sec. [ malennouncer ]. Youd expect us to have a highly skilled call center. Kevin, neill holleys on line one. Ok, great. [ male announcer ] and we do. Its how edward jones makes sense of investing. Its how edward jones makes sense of investing. Millions have raised their hand for the proven relief of the purple pi. And that relief could be in your hand. For many, nexium helps relieve heartburn symptoms from acid reflux disease. Find out how you can save at purplepill. Com. There is risk of bone fracture and low magnesium levels. Side effects may include headache, abdominal pain, and diarrhea if you have persistent diarrhea, contact your doctor right away. Other serious stomach conditions may exi. Avoid if you te clopidogrel. For many, relief is at hand. Ask your doctor abouxium. Lori time to make money with Charles Payne looking at an Energy Management company that is under high demand. What is your pick . Charles i have been looking at this for three years. Is a smart grid play, we hear about this margaret and it will happen, all kinds of factors. The grid is old and antiquated, no one will argue that the muscle or and all that stuff, in the last five years holocaust come down from 3. 40 to 0. 80 a what, it will be used and cybersecurity and the same five year time span of 50 increase, and new standards, last night or this morning release the peace that was pretty interesting, one of the reasons the stock is popping, talking about polar for tax gripping the United States, the midatlantic area set a new winter be, 141,000 megawatts were used past february of 2007 so here is the company that uses Software Solutions to help businesses and utilities, last time they reported revenue of 60 , margins were up, free cash and a great sense of urgency. It getting any government money . The government gave several millions to google to work Ponce Margaret technology and a piece of that. Charles i have never seen them talk about that in a press release. Their main focus is on government helping to propel this business with standard and things like that but they are focused on business and utilities and how to manage the grid, how to sav times, how to bring in the Clean Sustainable Energy into the picture and it is working. Lori you are working for us always. Dennis promotions and discounts driving retail sales, shopper traffic reports retail sales for november and December Rose 2. 7 just under 266 billion. That is better than the forecast of 2. 4 but below last years gain of 3 and traffic declined driving 14. 5, compared to last year. Lori shares of j. C. Penney getting crushed today. Nicole petallides is on the Stock Exchange with more. Nicole as we look at j. C. Penney you have j. C. Penney working on a big turnaround, changing of c e on management and a projected their sales would be better for the holidays, they noted that they are particularly pleased with what they have seen but the analysts seem skeptical because why arent they releasing the numbers . Why dont they take it out of the back pocket and showed it to everybody . It leads to the question of uncertainty. In the meantime they say their cocktails were good, reaffirming their forecast. But 52 weeks stock is down 50 . Lori thanks for that report. Adam as a chicago wasnt cold enough jeff flock taking the incited gymnasium inside a freezer for a look at the red hot business of ice. Lori warmer in the freezer that is outside. Fancy yourself a karaoke allstar. Wait until you see the latest gadget, liz claman talks to the creators of these tricks but first with the preview, diane macedo. Welcome back. How is everything . Theres nothing like being your own boss and my customers are really liking your flat rate shipping. Fedex one rate. Really makes my life easier. Maybe a promotion is in order. Good news. I got a new title. And a raise . Management couldnt make that happen. [ male announcer ] introducing fedex one rate. Simple, flatate shipping with the reliability of fedex. Your fox news minute developing news out of 3 junior. And Navy Helicopter crashing 12 miles off the coast of norfolk, va. Media officials tell fox news and m h 53 chopper went down in the Atlantic Ocean around 11 00 a. M. Eastern time with five navy crew on board. Four of the crew members have been rescued and a search is currently underway for the fifth. Three years after her assassination attempt in tucson, ariz. Former congresswomen Gabrielle Giffords is marking the anniversary by skydiving. The bell rang 19 times in arizona, one for each of the six left dead and 13 others wounded in the shooting rampage. The bazaar romance continues, Dennis Rodman singing happy birthday to north koreas brutal dictator kim jong noon in pyongyang today after a basketball game organized by the former nba star intended to mark the tyrants birthday. Dennis rodman went on and incoherent ranch during an interview with cnn defending his relationship with kim jong un and. Those are your headlines. Back to adam and lori. Lori what is Dennis Rodman thinking . Ui one heck of a singer. How many of you got this for christmas . You have been playing with it and knocking it out of the park with your vocals, this karaoke machine. This is a home carry out the kid that auto to in your voice in realtime and figures out how many on the fly and even can take any song off of your enjoy device or iphone or ipad and makes the karaoke sound. Lori is it a good piece of equipment . I dont know if i would use it or not but after a few beers with some friends you sound so great without the auto correct but it is revolutionizing the industry getting all kinds of buzz on the floor of the Consumer Electronics show in las vegas where liz claman has this exclusive interview with the founder. Liz i have a great voice but for people like me to do the quavery this is amazing. Tony bennett, taylor swift, move over. It is going to create a whole new generation of super star singers. You want to be a rock star . The founders are here, you guys work the guitar era to do this in you are entrepreneurs anyway. We have been playing with it, it is unbelievable. How does it work . It is the most exciting experience a created and also the Biggest Party experience you could ever have because you have people the cant sing whose sound great. Liz it harmonizes unlike other Karaoke Machines that already have the song put in. Preprogrammed. It harmonizes on the fly. What the machine does is listens for your voice and adds singers on the outside of your voice in real time so if i say it is going to add people below and above me. It liz any sun on your ipod or iphone. Does it work with android . It worked with any music, you can play those songs and will were great. It can fix your voice in a different way. Besides the cool singing the fact you have stream effect which it can change the way you sound. One of your favorites and there you go. Hello, how are you . Good to see you. You look amazing. Lets test it out. I know you are watching in the back. This is unbelievable. What you going to sing . He says he is not a great singer but i dont believe it as a journalist so i will also participate. We will do a simple song called bohemian rhapsody. We are going to do that, how much practice do we have . Ladies and gentlemen, sing. Wrote thank you, that is amazing. All right, we want to thank both of you, and the founders sold out now but they are trying to make these as fast as possible. When we come back in the next hour we are going back to televisions most important Binge Viewing and joe kleine, making it so much easier to watch hours and hours of that favorite show without commercials. Controversial but coming up. I wanted to hear your voice. Liz no way. Are you kidding me . This will make anybody sing well. It hide your voice. It is cool to mess around with and have a few beers with your friends. Who knew how many people in this shop for singers. Scott kia, busy afternoon, keep it here. The deep freeze is starting to fall. The latest on the polar board tax. Lori you ranked . You texted . At the press of a button a new apps. Adam the dow is down but temperature is up. 18 degrees. Lori down right balmy. Adam were 30 minutes away from the fomc minutes. We want to head to Nicole Petallides on floor of the new york Stock Exchange. Youre watching barnes noble. What is to watch . I am. Bouncer and noble in 2012 hired their ceo he touted experience. The gentleman in the Digital Division moving up to the ceo. The stock is up half a percent at 14. 82 a share. It shows theyre putting all of their clout into him at this point. He came on board. Spun off businesses at cablevision and worked at at t broadband. Digital still a big, big priority for barnes noble and putting him in the lead role. Thank you. Adam lori . Lori 50 major cities breaking record lows yesterday morning as bonechilling cold eases its grip. Conditions are expected to be back to normal by friday. So in chicago yesterday, that even the lincoln zoos polar bear spent the day indoors. That is saying something. Adam send a text, get a tell. A new Texting Service is bringing hotels up to the 21st century making it easier to get in touch with the concierge. Joining to us explain how it all works, ford blakely, the founder and ceo of zingle. Congratulations on this project. What is it a million, i dont want to say tweets but text that is go out each year . How often are people using the service . Great question, adam. We spend over a send over a million messages a month. The whole premise is about simplicity. Utilize technology everybody uses every day to build better Customer Service. Adam talk about some of the partners, hotels using your service. Four seasons, no shabby outfit there. Who else is a part and where can you do this . Right. So, four seasons was our first pilot. Soon after that lows hotel group lowes hotel group wanted in the program. Down in the tucson area they have joined our program. We personally love because loews and four season are the Gold Standard and they realize customers want immediate attention. When you have hotel brand that cater to Customer Service we think it setting the bar for hospitality space in general to give customers what they want. Adam how does it work . Do i download a app to my cell phone or give the phone number to my cell phone when i check in. That is the beauty of this thing you dont have to download an app. Were overhyped with apps. When you check in you give your phone n