Gerri we begin tonight with two threats to your personal security from what is being described as a statesponsored attack on jpmorgan and its customers to the heightened threat of isis terrorists. The Islamic State now controls roughly a third of syria and is cementing its grip on the northern part of iraq. As the crisis unfolds overseas, fresh worrieses tonight when isis will bring the threat to americas doorstep. Here with the latest, michael balboni, senior fellow at the Homeland Security policy institute and a former new york state Homeland Security director. And Fox News National security analyst kt mcfarland. She was the deputyary of defensr president reagan. Welcome to you both. Kt, i will start with you. The president just got done talking about these threats. Right. Gerri in a press conference and i want to read you a tweet from senator john mccain who said this. We dont have a strategy on isis yet. And then he hashtags, isis is a largest, Richest Terrorist Group in history. So how do you react to that, kt . Does mccain have it right . Is there no strategy at all here . Yeah. And there is no strategy and there are three problems, none of which are being addressed. Really three issues, gerri. One is isis itself in the middle east fighting in syria and iraq, fighting its neighbors. The second is isis is beginning to control over oil fields. Isis has taken over oil fields in syria, trying to get more in iraq. And if they succeed in getting for example, into kurdistan they would control a very large part of oil coming out of that region. So would then look at a world, in a World Economy that says, well our oil is now in the hand of russia, iran and isis. None of those are good options. Gerri no. But the third issue really the most important for america and our own security is who are these guys and there are several hundred american passport holders, american citizens, fighting in isis. Gerri right. There are several thousand europeans. They could come to the United States without a visa and we have seen in the last two weeks that there are americans who have gone to fight there. Have come back to the United States, and have gone back again to syria to fight. We didnt even know they were here. Gerri kt, you covered a lot of ground there. Lets break it down piece by piece. I want to go to michael for a second. You were director of security for new york. My big question, what people are asking me every single day now, when is isis coming to our doorstep . When are they going to be here . Is that something we have to worry about, particularly as kt said, a lot of these people, they hold british passports, they hold u. S. Passports . Should we be worried . A lot of people would be mistaken if they took the peahead of james foley as a redux of daniel pearl that this is one time thing. What isis demonstrated they have a Global Recruitment program. They are soliciting folks to join their ranks in the streets of london. The fact that the individual who did the beheading had a british accent should not be lost on people who say, this is them demonstrating that they have a global reach and what i consider is that if you can solicit an recruit on the streets of london, you can also mount attacks. The challenge for Security Experts here in this nation is that weve always viewed the an attack on london or any type of european ally as one step away from an attack on the United States. We saw that in 2006 with the airplane, liquid bomb plot. This is something we work very closely with the european allies on. But isis is not al qaeda of old. Much and that is what we really have to Pay Attention to. Gerri i want to play some sound from mike rogers who is head of the Intelligence Committee in the house and what he said about isis and threat it poses. Listen to this. This is as dangerous a threat matrix as i have ever seen in my time on the Intel Committee which is 10 years. Gerri kt, does he have that right . Yeah. The reason it is different and it is different from al qaeda and different from the taliban, as michael said, isis has global ambitions. We laugh at that. Oh, theyre not taking over the world. Look what they have done in three months . Theyre now the most cashrich terrorist army in the world. Two billion in cash and assets. Two billion a day in revenue from oil fields. Best equipped. They have the momentum. They are now the place to go if you want to wage holy jihad. And their leader, al baghdadi, he has said i will see you in new york. They have already staked out their desire to come to the United States, to for terror cells and carry out terrorist acts in the United States. Gerri im glad you mentioned that because we actually have some sound from one of these isis terrorists. I want to play it. Listen to this. [speaking in native tongue] gerri so he says well raise the flag of allah at the white house in washington. Michael balboni, today in washington, there was a big meeting with eggheads basically talking about the threat overlunch. In washington apparently what you do you have a big threat you have it catered. Are we responding sufficiently enough to this threat, michael . I think what you have to do, you have to take the program, of the drones and the air campaign, you have to get other allies to join you but then you have to do a limited boots on the ground initially from multinational forces. You have got to provide special force capability and take away their ability to get arms, to get money and to get recruits. Those are the lifelines and lifeblood of any type of terrorist organization. There is one other threat a lot of people arent focusing on and kt mcfarland knows this better than anybody else, pakistan. Pakistan is a country, yes it is stable. It has a big army but it is also very sympathetic to a lot of the views that isis holds dear to themselves. They are a nuclear power. We should not allow isis to move anywhere near. Gerri very good point. We should make sure they can not expand at all. We dont want to be faced with that horror scenario of any type of purchase in the pakistani government. Gerri very good point. Kt, michael, thanks for being on tonight. Thanks for the great information. Thanks, gerri. Gerri from one threat to another. Hackers for hire may be newest threat facing our nation and your wall lit. While the russians may behind the cyberattack at jpmorgan, this could be a wakeup call for our National Security. Former white house chief Information OfficerTeresa Peyton joins with us details what she says are cyber mercenaries targeting you and me. Welcome back to the show. You caught it last night. You said this may be statesponsored terrorism. Mike rogers, head of house Intelligence Committee saying just that. Do you have anymore details or anymore analysis of how it is that russia could be attacking us in this way . Yes. You bring up a great point, that the house Intelligence Committee did say that this does have the fingerprints of state sponsorship. Look attack ticks that theyre using. The tactics theyre using seem to point to russia, with forensics still ongoing. Well learn something new in minute increments at a time. Until the forensics are complete well learn new things. It has sort of telltale signs of russia. Intrusions that take as few weeks for people to see that it is there. Files being exfiltrated and just the manner and methods which they attack the bank and other potential banks sound like russia. Gerri of course usa today. Is actually reporting that tonight. We got some full screens, snapshots, of the computer screens that people who work at bank, Jpmorgan Chase, would have seen on their own. They are described as typical smashandgrab scenario. Really an elaborate fibbing kind of scheme. Phishing scream. People that worked at bank, got an email of looks like the company. That is the logo exactly the way Jpmorgan Chases logo looks. They were asked to log in, give them account information. Lots of details. And unfortunately what was really going on here, it was a malware program, that was connected to a web page in moscow. How is it that banks, which typically have the most elaborate and sophisticated protections could fall for something as simple as phishing episode . You know, one of those things where cyberterrorists and cyber criminals play to our multitasking nature. So what they do is, they make it look like it is coming from your own company, a company you do business with, or fellow employee. Based on this really wellcrafted email, that is how they tricked you into clicking on those links. Gerri i have to tell you, im shocked, showed, shocked, that people that work at Jpmorgan Chase would fall for this and jamie dimon, who runs the Organization Says he has 1,000 people working on it. But apparently not enough. What do consumers need to be thinking about tonight in your view . Again, i think it gets back to, you have to take control of your own privacy and security. In doing that, one, when you get emails from your bank, with links in them, dont cling on the link. No Banking Institution will send you an email with a link to click on and give up personal information. And two, have a unique email address that you only use between you and that bank. And if that email address starts getting spam or youre starting to get weird messages, then you know there might be a compromise. Does it make sense to take a look online at your account, make sure everything looks like it is in order . Absolutely. And most of the banks have a great tool that you can use where you can have an automated text alert or email alert that tells you every time theres a change to your account or if a deposit or transaction against that account has been made. Theresa, thank you so much. Thank you. Gerri we have more, more, more to come this hour including your voice. Your voice is important to us. Thats why during the show we want to you facebook me, tweet me, gerriwillisfbn. Go to our website, gerriwillis. Com. You can email us there and at the bottom of the hour i will read your tweets and emails. Labor day weekend marks kickoff of College Basketball season, but why more and more students we mean the football season. Not the basketball season. We mean the football season. Why are students deciding to skip the big game . What is up with that . Well tell you. When folks think about what they get from alaska, they think salmon and energy. But the energy bp produces up here creates Something Else as well jobs all over america. Engineering and innovation jobs. Advanced Safety Systems technology. Shipping and manufacturing. Across the United States, bp supports more than a quarter million jobs. When we set up operation in one part of the country, people in other parts go to work. Thats not a coincidence. Its one more part of our commitment to america. It can bring out the worst in people. But the mclass scans for danger, corrects for lane drifting, and if necessary, it will even brake all by itself. It is a luxury suv engineered to get you there and back safely. For tomorrow is another fight. The 2015 mclass. See your authorized dealer for exceptional offers through mercedesbenz financial services. Gerri College Students sitting out the big games according to the wall street journal the average student attendance at College Football games has dropped more than 7 since 2009. Look at that. Hear to weigh in the founder and ceo of spotlight ticket management which manages, tracks, reports over a billion dollars a year in tickets for global brands. Welcome to the show. Thanks for having you here. What is going on . Why are students not going to the game. Thanks for having me. This the is problem were seeing in most major sports. Issue were seeing in College Football. Think there are three reasons. A lot of people are saying we are not going or dont have wifi or fantasy sports. I dont think that is true. Corporatization of College Sports made it difficult for millenials. Gerri how so . All the teams are trying to sell tickets as much as they can. What happens they sell the tickets to ceos, vps, 50, 60yearolds who want to buy what it was like to be, back in college. And when you do that, you take all your best ambassadors, all the students you move them into the worst seats in the building. Now theyre sitting in bad seats. That hurts for number of reasons. One, they will not come. I dont go to bad seats either. Two, now you have those free cheerleaders, the people you had, painting their face, you know the frat twice, College Girls that everybody wants to be around, theyre not coming anymore. And now the ceo is not going to buy anymore either. So that is number one reason. Number two, is tv. Not the tv that is nice at home. But the tv thats, now you have to have tv at noon. You have to have games on all day long. And that means College Students have to go to noon game. You know what college kids dont do in they dont go to noon games. Too early. Number three gerri let me interrupt you here a second if i could ask you a question. Why does it matter . Why does it matter that College Students dont go and tickets go to deep pocketed ceos and other executives . Number of reasons. Number one, the College Students are the ambience that the deep pockets are paying for. Live events are driven by ambience. Live nation ceo was on this morning talking about how live events are selling better than ever. The thing you pay to be a part of something that is cool, something that is neat. The deep pockets want to be part of an ambience. When you dont have face painters, Crazy College kids reminding you what it was like to be there, theyre not going to buy anymore. Pour importantly, this is what is happening across all sports, is lifetime value of that customer, right . That college kid, he or she will be the deep pocketed ceo in 30 years. If they dont have any tie to the university, because they went when they were there, guess who is not buying tickets in 30 years . Why. Gerri i think you make a very good. Tony thanks for coming on the show tonight. A pleasure having you here. Absolutely. Thank you. Later in the show well look at two new trend in housing. They surged in popularity after katrina. These tiny homes are popping up across the country. Forget smartphones. Well take a look at smart homes. Well shoal you how technology can make your home safe for everybody, even an elderly parent. Well tell you about that. Shes still the one for you. And cialis for daily use helps you be Ready Anytime the moment is right. Cialis is also the only daily ed tablet approved to treat symptoms of bph, like needing to go frequently. 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Here with how you do that, alex hop kin son, ceo and cofounder of smart things, home automation system. Alex, welcome to the show. Good to have you here. What was the inspiration for this . It was issue in my own home a few years ago. We have a mountain house, found it destroyed by moisture. I couldnt believe gerri did you have a leak or something . The house, power went out and pipes froze and burst in the winter and power came back on and flooded house. We didnt find it for months. We were shocked it didnt have a voice to tell us and now it does. Gerri how does this work . How does smart things work . It is open platform. To put consume earns start with the kit. They get hub and censors the most popular kit is 200 to begin and they takes about 15 minutes. Bring it into your home. You choose what applications. Most common ones are things like security and watching over your home while youre away. Gerri weve seen a lot of products like this, but this one in particular would probably be very good for seniors. Say you have a parent with a big issue. Maybe theyre starting to cope with alzheimers. How would this product help . It is open platform. The community is putting a lot of different uses. People with aging parents, still trying to live at home and often like early on set alzheimers and things, are doing things like, putting, using motion sensors and open shut sensors for doors and present censors, is elder coming and going from the home on their own . Are they getting up in the morning way they should and watching those patterns. Gerri so i understand one thing it can do, you tell me if this is right, say you have a front door and it opens and 1 00 in the morning and only person in that house is somebody who is in their late 80s, somebody will get a phone call . Exactly. Notify the kids. That is how a kids with aging parents are beginning to youd fit the homes. The more piece of mind. Not obtrusive. Enabes independent living. Put the s