That is a reasonable doubt standard. Just probable cause. Like this more likely than not a crime has occurred, they will produce an indictment. Gerri the what would be that crime . You are once a federal prosecutor. Here, murder one is off the table. This is not premeditated murder. Im surprised they didnt bring this as premeditated murder. But then you have lesser charges like negligent homicide, involuntary months later, voluntary manslaughter. It is not premeditated. The officer lost it and went after the deceased. Gerri now people are making a lot of the makeup of this grand jury. A total of 12 people, how does it break down . Usually think of a, context has to be unanimous. It doesnt have to be unanimous. Nine have to vote to go for an indictment. And then we have the number of people, six white men, three white women, two black women and one black man. Gerri a lot of people talking about that. Who is voting which way. A lot of misreporting has gone on. Grand jury can come out and talk about what they heard. They cannot, they will go to prison if they talk the what they hear in the grand jury. The only people are the witnesses themselves did they can come out and say prosecutor asked me whatever, but nobody else can talk about it. Gerri there is talking about it and then there is going on. The letter of the law is only people who can talk about it are the witnesses. Another interesting happening is we are talking about transparency, so if there is no indictment, will we ever hear about the evidence being put forth . Gerri there have been demands. That rarely happens. A judge has to sign off on that, and that very rarely happens. Gerri lets talk about how this grand jury is different from other injuries. How they operate, what they do. And ultimately what they are responsible for. It is completely secret get we talk about transparency when you talk about a forgery. A full jerry. This is all private. They were not sequestered. They put their hands up and then make an oath to not talk about what happens in that room. There is no judge in that room, no defense attorney in that room. The thing is people always say a grand jury is a ham sandwich. That is sometimes may be true but on the other hand this prosecutor may be using this as a shield to say i gave it to the grand jury and this is what the good people of the county decided. Not me the prosecutor, this is what they decided. They can say i want the grand jury, i want a complaint filed. Gerri i looks to the statute on this, it is about any excuse you could want to have. Reasonable belief. But then reasonable belief of what. That the guy was going to run away, come after me . He could be harmed, others around. Gerri or that it is necessary to ensure an arrest. Exactly. Gerri and you have a different autopsies coming forward. What is going on at ferguson, missouri . Four investigations. 100 fbi agents on the ground, National Guard being investigated, a lot of people on hand, a lot of worry in fact there could be some sort of a protest, violent protest, what would authorities do to try to prevent that . The schools have closed for the next couple of days in anticipation of protest, so they really are doing pretty much all they can. If there are protest, notice in the last couple days the protests are fairly small. Gerri we will be watching, thank you for the help, appreciate it. Stay with us as we await the decision. We will bring that to you live. And the other story, a Winter Weather warning for millions of things getting travelers. Forecasting a major storm system to ride out the east coast wednesday, the busiest travel day of the year. Heavy snow and even ice expected in the northeast and winter storm watches are already being posted. Forecasters affecting conditions to cause delays stretching from the midatlantic to the northeast. We have the latest update for those with bill sutherland, Senior Vice President of travel and publishing at aaa. How many people will be on the roads . This is going to be a busiest thanks getting season since 2007. Over 46 Million People on the roads or in the air this thanksgiving weekend. Gerri what is going to be impact of the weather in your view . The weather is going to obviously plan to it. I can tell you if the weather is going to be a factor in your particular geography, you may want to Pay Attention to the local Weather Report and certainly leave earlier than usual. Gerri all right. Tell me about gas prices and their impact on travel. It is encouraging people to get on the road. The drop has been dramatic, since june 97 purse sense gallon drop. Nearly 50 since drop. This is enabling them to carve out money they can spend on travel to any other disposable type of item. Gerri lets talk about flying. A lot of people will be flying. What is the impact that you see . Will they delay before the weather even get started . This is going to be a very challenging week from that perspective. This will be the busiest week at only four road travel but also for air travel even higher since 2007 when we were in the recession. What we are anticipating is that if there are delays because of flights, people want to make sure they will get to their destinations, so in my opinion if you can fly earlier, do it. If you cant fly earlier, the best option would be to stay in touch with your airline with a travel agent you booked the trip with. Gerri lets take a look at the cost. Airfare is up 1 , Midrange Hotels up 6 , rental cars up 10 . It seems the government keeps telling us there is no inflation, but i see it. And the demand is pretty high. I have not been a flights lately that have not been full. We have seen them pick up higher. Still lots more to come including your voice. We want you to facebook me or tweet me, send me an email. At the bottom of the hour i will read your comments and your emails. Gas prices are offering some welcomed news for drivers so how low will they go and will somebody spoil the party . We will have more. Could protect you from cancer . What if one push up could prevent Heart Disease . One. Wishful thinking, right . But there is one step you can take to help prevent another serious disease pneumococcal pneumonia. One dose of the prevnar 13 ® vaccine can help protect you. From pneumococcal pneumonia, an illness that can cause coughing, chest pain, difficulty breathing, and may even put you in the hospital. Prevnar 13 is used in adults 50 and older to help prevent infections from 13 strains of the bacteria that cause pneumococcal pneumonia. You should not receive prevnar 13 if youve had a severe allergic reaction to the vaccine or its ingredients. If you have a weakened immune system, you may have a lower response to the vaccine. 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It was about opec, they were the big callers of energy. That is just not true this week. A big meeting on thursday. They are not necessarily dropping it anymore. In the u. S. Our production over the last couple of weeks has been 9 Million Barrels per day. And that is the highest since the winter of 1986. Gerri you even say we produce more oil than the import now which seems to be the turning point to make a difference to our economy. That has been the case a little over a year now. We are relying less and less on crude oil imports, so the country reimport the most from is actually canada. We have a pretty Good Relationship with them. Gerri i married a canadian, so i should know. On the meeting on thursday they may try to upset the alpha park. Can they take the presence away at christmas . The one i think most likely is service to their production quota. They have quotas for everyone. This it boils down to every other member of opec wants saudi arabia to take one for the team. I dont think that is going to be the case. Again, it is probably going to come in where they pay them the service to the production quota, which they produce about 500, 700,000 per day, bring that line if they go more than that say 1. 5 million per day, somebody is going to jump in and fill the void. Gerri 3. 28 per gallon last year, this year, i am waiting on mode i am confused about his why arent Consumer Spending like it is going out of style . 45, 0. 60 less. A nice little thing for peoples pockets going into the Holiday Season. I think it still remains to be seen what kind of spending receive the Holiday Season but over 15 gallons philip not like enough to end up with a luxury car in your driveway like the commercials. Gerri we really havent seen that. I wonder if it is because people know sometimes you get lower gas prices, sometimes higher gas prices. Lets talk about the travel forecast. It is like 4 the number of people traveling by car. You have to think that numbers up because of lower gas prices. I do. More solid demand and have maybe last year or the year before. I think that is a nod to the low prices, people are more willing to drive. We all like to budget our finances. You dont have to dedicate so much to gasoline. Gerri easy. It is right now. Gerri later in the show, santos not only one checking was nice. Consumer reports has their own list at a warning for those who signed up for obamacare in the past, you may be dumped into a new plan if you dont do something right now. We will explain. Stay with us. How could a luminous protein in jellyfish, impact Life Expectancy in the u. S. , real estate in hong kong, and the optics industry in germany . At t. Rowe price, we understand the connections of a complex, global economy. Its just one reason over 70 of our mutual funds beat their 10year lipper average. T. Rowe price. Invest with confidence. Request a prospectus or summary prospectus with investment information, risks, fees and expenses to read and consider carefully before investing. Oh what fun it is to ride. Get the mercedesbenz on your wish list at the winter event going on now but hurry, the offer ends soon. [ho, ho, ho ] lease the 2015 c300 4matic for 419 a month at your local mercedesbenz dealer. Gerri you may have thought you heard everything bad about obamacare. But wait, theres more. The centers for medicare and Medicaid Services proposing to have reenrolling obamacare customers to be automatically dumped into a cheaper plan. Scholar at the American Enterprise institute. Thank you for coming in. The government pushed forward with a rule allowing them to automatically put people obamacare enrollees into a cheaper plan but then what happens, you might lose your doctor. This seems like a stupid idea. Theyre worried about when people sign up they will find their premiums went up a lot so they will choose not to sign up with obamacare or they will end up signing up the same plan ahead the Previous Year, so they want to be able to do is basically plans that will cost the same amount as you had the Previous Year but in all likelihood that new plan is going to cover the same doctors and same hospitals. They will not be able to do this, that is the bottom line. I think theyre going to have to pull it back. Gerri what is going to stop them . People are going to be putting into new plans were they cannot see their doctor and that will be very unpopular. Theyre worried about people being basically flipped over into the same plan they had the prior year fighting out premiums have gone up basically dropping out they dont want to lose those enrollees. You think prices most important factors of a wants to keep the price level but that could mad n putting somebody in a plan worse than the head. Gerri some plans are going up far more. Some are taking a higher and higher. What is it with the store last week the folks told us a big fat fib of the number of people enrolled. They were counting dental plans so the total wasnt over 7 million, Goldman Sachs put out a report by the enrollment 6 million by the end of this year. It is probably closer to the lower end of 6 million once you factor in people who dropout. Gerri can keep your doctor, what other life do we have here . It is unbelievable to me what has gone on in this. You expect this not to happen. The administration will have to walk it back up, obviously. What is next for obamacare, where do we go from here, scott . It will get more difficult for consumers. The new plans joining exchanges but if you look nationally in the same report they came out today, only 40 new plans on the exchanges. What were going to end up with his six or seven National Insurances and that will be your options. Basically all the same, Narrow Network plans competing on premiums. Settled with lot of outofpocket costs. These are very Robust Health plans. They dont provide very good coverage. Gerri what is the possibility here that if i get pulled back and validated. Conventional wisdom actually gives pretty good odds this goes against the administration. The particle effect will not be that significant because the states implement a lot of workarounds, states can probably create the guise of a state run exchange and default people at the federal exchange and that would to suffice. The whole case comes down to whether or not the subsidies with floating federally run exchanges at i think this will put a lot of republican governors in a bind because they will feel all the pain of obamacare. All the regulations, but if they dont start their own state run exchanges, citizens will not get the subsidies. They have to make some early hard decisions. The positives of this are not so good for them. Gerri windy expect the Supreme Court to act . Probably a lot of things will be on hold until the court renders a decision here for the legislatures on obamacare. That is going to give republicans on the hill more clout to get some things done. Gerri coming up next, lets the craziness begin. Some of the recordbreaking deals as a Holiday Shopping season kicks off. And Consumer Reports making a list and checking it twice just like somebody else we know. Find out who they think is naughty at who is nice this year. Stay with us. Ved brad. And then totaled him. You two had been through everything together. Two boyfriends. Three jobs. Youre like nothing can replace brad then Liberty Mutual calls. And you break into your happy dance. If you sign up for better car replacement, well pay for a car thats a model year newer with 15,000 fewer miles than your old one. See Car Insurance in a whole new light. Liberty mutual insurance. They take us to worlds full of heroes and titans. For respawn, building the best teractive entertainment begins with the cloud. This is titanfall, the first multiplayer game built and run on microsoft azure. Empowering gamers around the world to interact in ways they never thought possible. This cloud turns data into excitement. This is the microsoft cloud. Get to the terminal across town. Are all the green lights you . No. Its called grid iq. The 4 51 is leaving at 4 51. They cut the power. Itll fix itself. Powers back on. Quick thinking traffic lights and self correcting power grids make the world predictable. Thrillingly predictable. Gerri a business alert, honda tonight admitting it failed to o notify ringleaders of 1700 injury and death claims. Citing data entry errors on back all the way to 2003. Again, honda admits 1700 claims went unreported. The ap notes that is illegal. It is taking steps remedy the reporting. We will keep you updated with the very latest. Honda and japanese suppliers have been at the center of the investigations of defects. And back to thanksgiving with just a few days to things given, some expect you to put down the turkey leg and get to shopping. Heres how the start of holly Holiday Season has changed and how to get the best deals. Great to see you, as always. We read the survey that said 28 , only 28 of folks plan to shop in the store on black friday. His black friday dead . I think we are seeing sales have started earlier than ever. Putting emphasis on sales and they wanted to extend the shopping season earlier to capture consumer dollars and also deals are Available Online for people can shop for the comfort of home. So it is not people are not shopping on black friday, we are seeing the sales to loot and people are going to be stores and shopping through the weekend and thanksgiving or have done some of their shopping. Gerri Christmas Shopping started after the backtoschool season ended, so early, now i am getting to wonder what do you think consumer response is . Consumers are motivated to get out and find the best deals this year . Yes, Consumer Confidence has been more stable recently however americans are still uneasy and anxious about their purchase decisions and more selfconscious than ever. They are looking for those deals and those bargains. They will be comparing prices online. They know they can get great deals online so they dont even have to go into the store. Retailers are responding by being very competitive. Walmart announced they will be matching on blac black friday we radioshack will not only match prices, but they will give you an extra 10 off. The deals will be everywhere. It comes down to you doing your homework to save more. Gerri it seems everybody is going to be open