Welcome. Im neil cavuto. Fox news confirming four people have been killed because of Hurricane Florence. Including a mom and a child that died when a tree fell on their house. The latest death involving someone trying to plug in a generator. Thats all we know. Dramatic boat rescues are continuing in new bern, North Carolina. 360 people have already been rescued. Another 140 people are still waiting. And more than 60 retrieved from a motel in jacksonville, North Carolina. This after the walls started caving in. Across the state, more than 12,000 people are in shelters. More than 600,000 residents are without power and could be for some time. Fox Team Coverage from across the area including North Carolina with Rick Leventhal in Wrightsville Beach where florence was packing winds in excess of 90 miles an hour when it hit. Steve harrigan in North Topsail Beach where rough surf and high winds are still wreaking havoc. We begin with steve. Hi, steve. Yeah, the wind here has not let up for the past 24 hours. Weve had about 20 inches of rain. The beach is gone. The water has overtopped the sand dunes and flowing into the ball. Its the wind here thats been the story. Its Strong Enough to snap branches and knock parts of the houses off. Anything made of wood that is an attachment, the balcony, stairway, gate, weve been watched as they have been blown off into the road. When you look down the road, its a stretch of debris. You cant really drive the roads right now because of the debris, because of the wind and a lot hoff it is covered by water. Weve seen a number of power lines down. The island is without power. 600,000 people in North Carolina are still without power. So really right now, theres no way off the island. An island with no power. The police have shut down the bridge that goes to the main island. Most of the people have heeded the warning. Neil, back to you. Neil thank you. Be safe. Now to Rick Leventhal in Wrightsville Beach, North Carolina where Hurricane Florence first made landfall. Neil, were still getting buffeted by strong gusts of wind. Look down south. You can see the minor damage here. A roof came down, sheet metal in the street and trees as well. As you walk around, we can show you where the worst of it was. They set a record here, neil, at 11 00 a. M. The water was 5 feet above, almost 5 feet above the high tide that is a record for Wrightsville Beach. This is up lumina avenue. Theres trees down, wires down. It was underwater this morning. We had water midway up the sides of the doors of the van as we tried to get out and move to higher ground, which we were able to do. No one else on the roads here because its pretty much everyone evacuated. That was not the case in new bern. Authorities have rescued now were told at least 360 people and they have another 140 people that they know that they have to pluck out because of flooding there where two rivers meet the atlantic in new bern where they predict catastrophic flooding and they have with hundreds of people trapped in their homes and calling for help. The governor has said this is a 1,000 year rain event. The rain is going to continue for days. If the winds stay as strong as they are now, that could help hamper the help that theyre trying to get in to some of these people that need it. Theyre hoping the winds die down and that will allow these First Responders that have been prestaged to go in and start giving assistance to the people that need it most, neil. Neil Rick Leventhal, thanks very much. By the way, speaking of these events, the president wants to pay a visit to the North Carolina and South Carolina area sometime next week. The president is expected to travel there. This is coming from john roberts quoting white house officials. He doesnt want to get in the way or disrupt Recovery Efforts. President wants to be there sometime next week. On the phone with us right now, Wrightsville Beach, North Carolina police chief dan howes. A lot of people are stubborn and they feel its more of a hassle to leave. How many took you up on your offer . We were lucky. Most of our residents in Wrightsville Beach heeded our warning. When the storm came in, it was coming in as a category four. The last time we had a cat four was hurricane hazel in 1954, which devastated Wrightsville Beach. So we knew we had a powerful storm that could impact our community. When we put that message out, luckily our citizens listened. Neil what do you do to those that didnt or sticking around or just stragglers . What do you do . We went doortodoor to everybody. We asked them to leave. Even some that originally said, you know, hey, i made it through bertha or fran, were going to stick around, luckily for us, before the storm hit actually did leave the beach. Neil so what do you look for now . Still a pounding rain and other problems to deal with. What are you looking for now . Today at high tide was really what what we were worried about, we didnt know how much washover we would get or luckily we have robust dune system. We didnt have the washover. We have a high tide this evening around midnight. So were concerned with that. Once we get through that, well gear towards recovery. Shepard thanks, chief. Thank you for all youre doing. Yeomans work. Sometimes it can be thankless work. I know that doesnt matter to you. Appreciate it, circumstance. Thank you. Neil jeff flock reporting now. How are conditions there . Im just down on the beach, neil, to take a look at this storm surge that is coming in right now. Fortunately were at low tide. The wind wont quit. As they say, its not a really a wind event. But you couldnt prove it by me at the moment. The wind is still pushing the water as the storm has come down and a huge storm, pushing the water now on the beach, a beach that has been eroded. Perhaps you can tell by the sand that is just blasting off the beach. More importantly, the dune and the berm eroded. That is the thing that is keeping the storm surge at bay and not having it overwash and come in to the town of carolina beach. Its already got as id show you on fox business, its already got downtown flooding. But these waves as you can see right now are being fed by the storm. Theyre doing a good job of pushing this water in. I do think fortunately were at low tide now, near low tide. Your last guest just said, as you get passed the high tide tonight, maybe were good. I suspect were good. But again, i never expected we would get this kind of intensity on the back side of the storm that were getting right now. As you know, this is up and down the coast. Were not alone. Its not catastrophic in terms of wind but its a very strong blow and its causing damage and potentially surge to cause further problems. Neil . Neil thanks, jeff, very much. The winds are still whipping around there. South carolina seems to be next in its sights here. That doesnt mean that it will be as bad as whats going on in North Carolina. It could be. Then the issue of who handled who and how in terms of the money involved. A live report from fema after this. This is a story about mail and packages. And its also a story about people and while we make more ecommerce deliveries to homes than anyone else in the country, we never forget. That your business is our business the United States postal service. Priority you they wont hike your ratest foover one mistake. See, Liberty Mutual doesnt hold grudges. For drivers with accident forgiveness Liberty Mutual wont raise their rates because of their first accident. Liberty. Liberty. Liberty. Liberty neil all right. Theres some repair work that has to be done. That is when florence hit Topsail Beach in North Carolina. There was a lot of damage. We havent had it totalled up here. Something that my next guest thinks about. Live from fema headquarters. Doctor, thanks for taking the time. Way too early to sort of keep track of all of the damage and everything else. Is fema ready to deal with this . Fema is ready to support our state and local partners throughout the impact area. But its important this is going to be impacting a wide area over a long period of time, this will be with us for quite some time. Certainly over the weekend and next week with inland flooding to be devastating in some areas. Neil i was thinking last year when we had harvey and irma and maria and close to 9 billion that was handled by policy holders. Im thinking, were starting off here at a pretty brisk pace. Is fema able with the Flood Insurance program as well to deal with all of this . Yeah, well, first of all, our Flood Insurance program is very important to the american people. It provides financial protection against flood losses. Unfortunately too few americans have Flood Insurance. Without having Flood Insurance, youre leaving yourself and your families vulnerable. The program unfortunately is in need of quite a bit of reform. For that, we need congress. Thats not what were here to talk about. Were taking care of survivors. Those with Flood Insurance will get taken care of. Without insurance, fema will be there for you to help you no matter what. And i hate to get back to funding issues. Its what you have to do. These are the resources you use. Policy holders and their premiums were supposed to pay for this and the ongoing help that groups like fema and many balked at that. I know it wasnt long ago that the man that headed fema during the Obama Administration had said, its damn near impossible for the program not to lose money in that kind of environment i it puts you on defense, doesnt it . It does. We need to put the program on Firm Financial footing. In other words to do that, we need risk adjusted rates and an affordability program. For that, congress has to act. For now, the best we can do. Those that have policies, you know, rest assured, we will pay out the claims. Those that dont have policies, those outside the impact area saying hmm, should i have Flood Insurance . The answer is yes. You should go to floodsmart. Gov. And if you have a mortgage, you should have it. Its different if you paid off your property or whatever. But that is what it is to your point. Im wondering whether you expect it will be busy for your guys in the next few days after the rain settles down and all that. Theres going to be a lot of damaged homes and damages, period. Yes. Sorry. The audio cut out. The last part is there going to be damage. Theres going to be extensive damage and flooding damage will be most pronounced. The number 1 damage producing hazard is flooding. Causes a tremendous amount of financial loss and too many lives are lost because of storm surge. Now were focused on inland flooding. This will be with us several days. Those people in lowlying areas, its incredibly dangerous to be in the lowlying areas when youre getting rain not in inches but measured in field. Neil this has a sandy deal to it. It wasnt a serious hurricane. When it touched, it was a category one and then just a surge im saying just. It was horrific damage. One of the most expensive storms this country has seen. Do you get that feel with this or what . Yeah, again, the biggest losscausing hazard is flooding. Its too early to say, but with this amount of rain, its going to be quite expensive. Its going to be expensive to homeowners, to governments losing roads and bridges im sure and public buildings that will be severely damaged by this flooding. Neil dan, thank you for all youre doing. Its not easy. Dan is here to remind you the president doesnt want to visit this area next week. He doesnt want to get in the way or distract from Recovery Efforts and all of that stuff but something that he hopes to do next week. Meantime, dramatic rescues in new bern, North Carolina. 300 people already saved. About 140 are still trapped and waiting for help. The coast guard official in charge of that area and maybe an update on those people after this. Experience a blend of refined craftsmanship. And raw power. Engineered to take the crown. The lexus ls 500 and ls 500h. Experience amazing at your lexus dealer. What i just introduced you worto my parents. G . Psst craig and sheila broke up. What, really . Craig and shelia broke up . No, craig . What happened . I dont know. Is she okay . 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Before treatment, get tested for tb. Tell your doctor if youve been to areas where certain fungal infections are common, and if youve had tb, hepatitis b, are prone to infections, or have flulike symptoms or sores. Dont start humira if you have an infection. Woman 6 need more proof . Woman 7 ask your rheumatologist about humira. Man 1 whats your body of proof . Welcome back. Im chief meteorologist rick reichmuth. Continuing to cover Hurricane Florence with your world and neil cavuto. Watching the storm. The center still off the shore. Getting close to North Carolina and South Carolina border. The wind motion here continuing to push all of this energy up towards the coast. So the storm surge came on shore having a very hard time pulling offshore. That will likely be the case a couple days. The storm surge is in there and we have a lot of rain places like new bern, Morehead City. Take a look at these bands of storms. Continuing to bring rainfall rates that are probably somewhere between 3 and 5 inches an hour. This is the spot that is likely seen over 20 inches of rain by this point. Were going to continue to watch that significant flooding threat go on the next number of days. Today and tomorrow, heaviest of the rain still across parts of southern North Carolina and eastern areas of South Carolina. As we move to sunday, that rain moves in across parts of the appalachians, monday, same story. Tuesday, by the time were done with this, well see an additional likely 20 to 25 inches of rain in some spots. Now, weve seen all kinds of damaging pictures that have come in over the last eight, 12 hours from the storm. Want to watch what were watching with the heavy flooding ongoing. Were going to see the rain across the appalachians here sunday and monday. All of that rain has to drain down through the rivers. These are flood forecasts, river forecasts for some of the rivers across North Carolina. Take a look at this little river here. Talking about a record river level. That doesnt happen until say sunday and monday. Heres the levels now. Were going to be about four to six feet higher than we have ever been on this river and stays that way for five to six days. All of that water continues to pull offshore. Go to Northeast Cape fear river. A level that gets there sunday and monday and stays at that record level well into next week. Same goes as you go a little further down the cape fear river. Were seeing heavy rainfall and the river levels will rise well out of their banks and well above record flood level stage for much of the week. Were here now, going there by the time we get to sunday and monday. Thats why were watching this, looking for this to be a longterm flooding event that were just at the very beginning of it. Back to neil. Neil the u. S. Coast guard rear admiral keith smith is here. Hes in North Carolina where they need him and the services there. The coast guard has been involved in a number of rescue operations including one in new bern, North Carolina. Commander, thanks for joining us. Neil, thanks for the opportunity. I appreciate the time. Neil so what are you hearing from your men and women on the scene . First of all, this is a coast guard response. Were working closely with our partners from the state and the federal government as we do this. This is not just coast guard. This is working with our other agencies. The coast guard is ready. Why have to add responses out and resources out and were ready to respond. Were encountering some challenges. The storm moves slowly across the state of North Carolina. Impacting our ability to get our helicopters on scene. We did try to launch a helicopter in new bern. We have some folks on a rooftop. We tried to launch and got in the