Like for us to manage your money or review your portfolio give us a call 855611 best 855611 best have a great day everybody. This show is not a solicitation to buy or sell any securities Bill Gunderson or clients of Gunderson Capital Management may have long or short positions in stocks mentioned during the show and Capital Management is a fee based registered investment advisor all accounts are held at Scottrade Scottrade is a member of Sipek and founder of. Its habit forming. K.t.o. Telling how well those San Jose San Francisco Bay Area's business leaders a service of sales. From the Fox Business Network the head of Signet a group of popular jewelry store chains is stepping down Brian Morgan was c.e.o. Of the parent company of Jarrad sales k another chains the Wall Street Journal says the departure was announced in a filing with the Securities and Exchange Commission Signet says he violated company policy the violations though did not involve financial matters for Start group the real estate developer could be sold to home builder d.r. Horton Reuters says d.r. Horton offered to buy 75 percent of 4 star for more than half a $1000000000.00 the investment firm Starwood has also offered to buy 4 star for a lower price j. Crew's chief executive is stepping down though he will remain chairman of the board Mickey Drexler has been c.e.o. Since 2003 he's 72 the Dow was down 22 yesterday with the Fox Business Report I'm Jenny. Am 20 k. T. O. W. Traffic major slowing on the Upper East or freeway in this bay area Update brought to you by the t.j. Martell Foundation earlier accident in pedal West 80th Novelli road that's been cleared lanes are open but it is still in recovery mode slow coming up the car King is bridge to university west bound for slows Loveridge to Willow pass south to 42 slows Clayton on the south 680 to Gary and 3 also slow on South 680 in Pleasanton still rich develop the seat us West 580 slow out of the Central Valley continuing through the all to mung past a north wind south 80 that is slow to 38 to Dakota North Down heavy history and past Davis West 92 slows from just before 80 to the foot of the high rise on the same material bridge join the t.j. Martell Foundation in the fight against leukemia cancer and aids their support helps facilitate cutting edge research that will lead to more effective treatments and save more lives visit t.j. Martell dot org to learn about music's promise for a cure I'm Paul Maxwell the traffic on am 1220 k. D. O. W. . Who are the winners and losers on Wall Street visit Rob You Tube channel for a fresh take on the market each week with Rob's morning market numbers you'll also see why it's wonders and losers and funded endless stream of financial insights when you browse hundreds of Rob Black video clips share them with your friends subscribe to Youtube channel Rob Black show or follow Rob on Twitter handle Rob Black show and you won't miss a clip that's You Tube channel Rob Black show and Twitter handle Rob Black show ice Mike Gallagher I've been telling you about really factor for about 6 months now I'm using a relief factor for a lot longer than that just like you I've heard about relief factor on the radio and I simply had to try it because I had hip and knee pain that wasn't going away well it worked for me in about 2 and a half weeks so I asked them if I can divorce the product that's a true story now I'm hearing from listeners everywhere like Tim from Pennsylvania who wrote pain I had to live with for 3 to 4 years has completely disappeared after 2 months of relief factor it has. 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D. O. W. Presents Rob Black get your money your source for breaking news market optics and successful investment strategies for the 21st century how to get great never getting you to retire in today's market so let's get I want to show this family finest insurance the economy technology media and entertainment Roberts talked about it with 805-1612 plus or call in the captain to have some fun now to start your day with the latest news and market commentary Here's Rob Black on the Bay Area's business leader well 20 k. Deal done. Welcome in raw black your money on my Black talking. Investing. Talking money Tucker tarmon talking going to be there. If you want to talk about we talk about to talk about the stock market. When 10 year Treasury note is a notice Lee noticeably. It quickly makes you wonder has something on the wall. There's a market so we look at. Oil oil gives us kind of a look into maybe worldwide that man on economy is gold gives us a look into fear on a worldwide economy as more wide stock markets. Our markets give us a feel of u.s. Economy obviously they're discounting mechanism and the fact they ran up right after Trump got elected was there was a lot of optimism that a lot of things were to get done like tax reform. Dividend. Repatriation of cash to the United States that would help dividend stocks there's a lot of excess hope and expectation and. In the last 2 months it's kind of been a little bit like we're not giving up we're we're hitting some highs but very very very slowly it seems like the market leadership where you wanted to be it's not so the 10 year Treasury bond when it's 2.14 percent that's a big move on that it goes lower because people are buying it because people are saying I'm willing to accept 2.14 percent that's worthy of know some people out there thinking something is wrong. Now we'll see where it is in a couple banks from Dell. Today is early part of. Later in the week there's some market moving potential events there's the e.c.b. Meeting in the u.k. Or the e.c.b. Meeting in Europe there's an election in the u.k. There's former f.b.i. Director James Cole me his testimony before the Senate Intelligence Committee which I was a little shocked that. If there's a well known smoking gun there. Why did Trump not use executive privilege to have him not sit down and talk with the Congress. There's a lot of conversation you know what will come and talk about what will we not talk about what will he say. That's private information or private. Top Secret Information can't talk about it but it conversations with President Trump pertaining to the f.b.i. Isn't it stations a former national security advisor Michael Flynn So what's unfolding right now is a little bit of risk aversion that's what's happening when you see people jump in gold and people jump on the 10 year treasury them sweetness in the financials. Which I think are starting to look very attractive. Let's see oil prices a little bit lower. They're not offering a lot of support for the market this point in time there's that huge diplomatic rift that we talked about yesterday between some Middle Eastern nations and cater an effort to undermine OPEC's efforts to curtail production the economic message right now that we're looking at is a weakening dollars cooled off some of the buy in enthusiasm for the in the stock market which at $17.00 times for 12 month or names is trading at $26.00 premium to the 10 year average that's worthy of note. We got the jobs report this morning the jolts report and the children port is job openings and it's one of the indicators that the it's one of the indicators at the Federal Reserve looks at so u.s. Hiring and job quitting fall slightly in April. The job openings Rose unable to record 6000000 says a lot of jobs out there and in theory that should continue to help our economy snap acquired an adult start up called placed which is pretty interesting to me what place does is if you have an online campaign good new focus on edge about come sign up for summer an online campaign that's online for instance. It's worthy of note that how do you measure that success snap is acquired place to start up it measures the impact of ads by using location based analytics the ad startup said this week the acquisition comes a snap works to wrap up its advertising business under the theory that small user base will be more engaged in the spring and great revenue place will continue to work independently after the acquisition so. The snap. One of the new Internet companies that's out there that's kind of had one rough. Had one rough reporting season already is. Out there let's see what are some stories of know it Apple had a big day yesterday they unleashed a slew of new products software and updates their Syrian able to speak or called home pad which is home Pod excuse me your pods Air Pod. All these funny silly little names right it could be a new product category for Apple. At $349.00 it's basically twice as expensive as Alexa so home part is a 7 inch tall speaker Hamilton a roll of toilet paper. That's why I mean we're saying out there. And we knew it was going to come to control things like smart light bulbs and thermostats and things like that in your house but it also has microphones and speakers so it's pretty well convinced that it's kind of going to 3 d. System 3 through mental surround sound kind of transom it can be music in different directions and even if you it's loud music you could say hey Siri play the next song and it will hear you over the music which is kind of cool. I got the Alexa and I thought it's great for shopping but it's it's not the greatest for music Apple launched a new size for its i Pad 2 and a half inches the models going to start at 6 $149.00 with $64.00 gigabytes of storage going to cost up to $949.00 for $512.00 gigabytes of storage excludes an updated features like a better displacement or scroll at a faster chip the ability to multitask between apps and the same camera that's an i Phone 7 that's going to search it on Monday to get some new mac like capabilities on it for the i Pad you up at pro also blur the line between top of the laptop further once again. MacBook Pro that book Air MacBook all got some updates nothing you know who are changing the world. Some tweaking specs MacBook Air going to 1st updated more than $800.00 days it's going to have a $1.00 processor one point rather than $1.00 That's like that's not much. Use Intel's latest of the Generation Core processors known as k.b. Late. Faster graphics on their 50 inch model the I'm at has more memory more ports and better displays the watch oh ass got a new interface and proof it is tracking and better Syria Gratian Syria got a better deal should now see words in different. Dialects dialects but she can say to these can these sign. Sound a lot less robotic. You can be able to use Apple pay through instant messaging basically it's a money transfer app now like then mail. And be directly integrated into I message so you can send money directly within a conversation with to a friend that's pretty cool. Amazon Prime Meridian always coming to Apple t.v. You'll be able watch Amazon shows and movies on your Apple t.v. Has all been a great that users have with Apple t.v. For years. The new operating system High Sierra is the next version of the operating system for Apple computers. So as far as you know big update stop videos . Play in an ad from tracking across the web eyeless Levin has a refreshing troll center lot of things and outs and Prose pretty darn cool starting at $5000.00. On the bank. Am 40 radio traffic major slowing down for this bay area led save America extremely slow going from leverage to Willow past 1st reports of an accident after a railroad but no details to slows played 6 cities that will continue in stretches to stone valley and also big stretches of brake lights on West 24 from 600 to the called the cut tunnel West 80 on the Upper East or very slow from the coming Sky way continuing to around University earlier accident at all valley road that's been cleared 580 slow out of the Central Valley from 132 to north south 680 in Pleasanton slows Dublin interchange to signal Boulevard and south 80 on the Nimitz slow to $38.00 continuing down towards mission is your child struggle to concentrate and pay attention what looks like a.d.t. Or autism may actually because by lead poisoning lead is a neuro toxin it can cause permanent brain damage find out how to protect your family go to lead safe America or I'm Paul Maxwell with traffic on am 1220 you savvy investors know where to find the best possible investment advice and according to the financial experts at u.s. News and World Report one of the best podcasts is one kilogram am 1220 k d o w is home for Rob Black in your money weekday mornings at 7 now you can take Rob Black with you in your car on your computer or on your smartphone with the Rob Black daily podcast ranked one of the top 10 financial podcasts by u.s. News and World Report Why did on i Tunes or Rob Black dot com This is Rob Black from my black in your money over the years on my radio show I've heard from people like he'll be been burned by a buy an expensive and wrong financial product from people that don't have your best interest in my. Naturally I've developed relationships with people in the financial industry you can trust so if you need a new home or refined mortgage a reverse mortgage if you need insurance like home automobile life or commercial or maybe you need a financial planner get in touch with me and I'll give you a trusted financially for all evil me Rob and Rob like the comics Rob Rob Black dot com. 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Popular c pap devices to clean them in minutes it really is that easy don't risk your health Casso clean dot com now to try at risk free for 30 days call 180-960-4646 this offer Won't Last Call now 809604646809604646. I'm Chuck can like see him b.c. Stocks are mixed at this hour the Dow is down 11 the Nasdaq is up 5 the s. And p 2 points lower there were a record number of job openings in March more than 6000000 good news for job seekers but companies are still having trouble finding enough qualified workers to fill those spots shares of artsy craftsy store Michaels are down sales and profits are getting weaker Americans have less time to make things in the Internet is eating every retailer is business that's what happened to j. Crew where the c.e.o. Is stepping down meanwhile Amazon continues trying to build its customer base now offering prime memberships to people who get government aid for $6.00 a month Ward's auto says car sales this year will be lower than in 2016 awards analysts says sales are declining because of a lack of pent up demand after years of rising sales garages are full and Chuck Berry's final album called Chalk comes out Friday very died in March at the age of 90 Chuck cam Lexi n.b.c. Ok give me the grade and it's. 1. 805 or this is 1220 that's 805161220 now back to our Black in Your Money money in 1220 k.t.o. Doubly. So. No. Credit cards can be super convenient but you get one for emergencies and the emerging to be pizza Friday night. It's a problem the United States. How much debt we have as a nation and how much that we as individuals and I don't think some people stop and you know think before they get themselves into trouble and it's unfortunate because we don't educate ourselves well you have a college student overdraft more than twice a year one 3rd of co