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That company, the United States postal service®, works for thousands of home businesses. Because at usps. Com®, you can pay, print and have your packages picked up for free. I can even drop off free boxes. I wear a lot of hats. Well, technically i wear one. The u. S. Postal service®, no business too small. Rose three weeks ago, al qaeda fighters launched a bold, deadly attack on a Gas Processing plant in north africa and killed 37 foreign workers. Survivors said the assault was wellplanned and wellexecuted. Though details about the identities and motives of the invaders remain murky, the attack is evidence that the threat from al qaeda is still potent. And the groups goal remains the same to attack americans and other westerners wherever they may be, even on a barren patch of the sahara desert. There were eight americans at the algerian gas plant when the terrorists struck three died, five survived. Tonight, youll hear for the first time from three of them. Steve wysocki i was 100 sure i was going to die. Rose so each of you thought you were going to die . Wysocki yes. Nick frazier absolutely certain. Mark cobb there was no doubt in my mind that a lot of people were going to die through this event. Rose the event, a three pronged attack, unfolded before dawn on wednesday, january 16. 32 al qaeda fighters stormed this sprawling natural gas field. They sprayed buildings and vehicles with automatic weapons and launched rocket propelled grenades. These three men nick frazier, mark cobb, and Steve Wysocki all worked for the oil company b. P. All witnessed the simultaneous assaults. They showed us where they were on a satellite photo of the gas field. Wysocki my office was approximately right there. Rose wysocki, an oil and gas well expert, was at the main production plant in a small office building. Cobb i was actually located in this building right here. Rose cobb, b. P. s manager at the facility, was in his office near the residential camp, home to 800 workers, mostly algerians. Frazier, a petroleum engineer, was on a bus bound for a nearby town. It had just pulled out of the main gate. Frazier i heard something. And my initial reaction was, oh no, weve blown a tire. Rose it sounded like a blown tire . Frazier yeah. Then, i looked out the. The lefthand window, and i saw dozens and dozens and dozens of red streaks pass the. Pass the lefthand side of the bus. Rose you were under attack . Frazier yes. People started to scramble. And then, bullets started to come through the front windshield. Everyone was, as fast as they could, getting to where they could lay down in the. The walkway of the seats and get as flat as possible. I dont know. Everyone was so calm. You just. You become so calm. It wasnt how i thought i would have reacted at all. Rose no screaming, no. . Frazier it was very silent, very organized. It was as if we had trained for it, but we hadnt. You could hear bullets starting to hit the side of the bus. And it wasnt one, two, or three bullets, it was. It was hundreds. It was just bam, bam, bam, bam, bam, bam, just constant on the side of the bus. I texted my wife, the bus is under attack. Call the embassy. This is real. Do not call me. Rose you have to be wanting to tell her, if i dont get back, i want you to know everything i feel. Frazier i didnt do that. And part of it might be because i didnt want to give up hope. And another because i didnt want her to think that i was going to die. I think, between those two reasons, i never really said goodbye. Rose algerian soldiers came to the rescue from a nearby base and battled the militants for three hours. Frazier they saved our lives. They returned fire heavy, heavy, heavy gunfire. They stood by the bus and shot back and kept the terrorists from getting onto the bus, which is, im assuming, their intent. Rose finally, the soldiers took frazier and the others on the bus to safety. For nick frazier, the terror was over. But here, at this spartan work camp where mark cobb lived and worked, a second group of al qaeda fighters had seized control. Cobb my first reaction was to call my boss in london. Rose what was the message . Cobb my message to him was very simple. Were under a major terrorist attack. Rose you felt it, at that moment . Cobb oh, it was clear. I was guessing that i was hearing gunfire involving probably 20plus individuals trading fire. It was that kind of intensity. By that point in time, i could hear very clearly gunfire inside the camp itself, so i knew the camp had been attacked. And i was looking out the window myself. And i saw three terrorists in the parking lot. And thats the point in time where i realized i needed to hide. Rose had it occurred to you by this time, im an american, an expat. Im a manager here. Maybe theyre coming for me . Cobb absolutely. I knew, as the highestranking american on the site, i would be a prize. They put the highest value on american hostages, british hostages, and french hostages. Rose cobb gathered his staff in one room and locked the door. He crouched behind a filing cabinet as his coworkers hid him. Cobb i sat in a small ball in the corner. And they took all the maps and they laid them over the top of my head. And they stacked the maps in front, where the small gap was between the metal cabinets and basically. Basically, hid me. Rose did you feel safe . Cobb no. If they started poking at the maps with an ak47 or peeling maps off the top of me, i knew it was over with, yeah. I heard them kick open the front door. Thats, i guess at the point where, in all honesty, that i felt pure terror. I felt i was going to be taken. So, at that point, i elected to begin to make my calls to my family and say my goodbyes. Rose who did you call . Cobb i called my daughter in law. My son works for b. P. In the gulf of mexico; he was on a rig he was on shift. So i called her and i told her. Rose what did you say . Cobb i told her that i loved her. I told her that i loved my grandbaby. I told her to please get a hold of my son, and to tell him that, you know, i couldnt ever ask for a better son. And my cell phone buzzed. And i looked down it was my son calling me. He called me back, very emotional. Asked me if. Was it really that bad . And i said, yeah, it was, son. Rose youre whispering . Cobb yeah, im whispering. I said, im not sure im going to make it. And i told him i had to get off the phone, because then they were kicking the doors in closer to where i was, the room i was hiding in. And i hung up the phone with him. Rose can you hear your heartbeat in a moment like this . Cobb oh, yeah, especially sitting in that corner. Dead still, you know . You dont even want to breathe deeply, because it might rustle the paper on top of you. Rose and what are you hearing . Cobb im hearing the distinct sound of a boot going into a door. But, by the grace of god, there was only two doors they didnt kick in in that office building, and one of those two was the door i was behind. Rose why do you think thats true . Cobb i have no idea. I have no idea why they didnt kick that door in. Rose after hiding for several hours, cobb decided to risk an escape. He scurried to the perimeter fence, dove through a hole, and ran for his life across the desert to the algerian military base a halfmile away. Both cobb and frazier got out. Cobbs friend, fellow texan victor lovelady, was not so lucky. He was taken hostage at the camp where cobb was hiding. At the massive gas plant up the road, a third group of al qaeda terrorists marauded through the giant maze of pipes and machinery, looking for more hostages. Wysocki we started hearing voices on our radios that didnt belong on our radios. The terrorists had. They had captured some of our radios, if you will, or taken them away from people, and they were starting to use our radios to communicate with themselves. And i looked out the front door and i saw a man that didnt belong there starting to come up the steps wearing camouflage fatigues. And i took off running. And one of the guys literally grabbed me and threw me under my desk in my hole. And then everybody got very quiet. Rose Steve Wysocki was curled into the corner of his cubicle. On the other side of the wall, another american, gordon rowan, took shelter in a bare conference room. Intruders searched the building, kicking down doors. Wysocki i was laying there, trying to be just absolutely as quiet and as still as i could. My greatest fear was that i would sneeze or would move a boot or Something Like that and make a sound. I heard an exchange which i didnt fully recognize at first. And then, the response to the question was, my name is gordon. Im an american. And i knew gordon had been captured. And the response from the terrorist was, you are welcome then. In english now, weve got you now. Rose gordon was gordon rowan, wysocki and fraziers boss, and one of the most senior engineers in the gas field. And he was in the hands of the terrorists. Wysocki i was wearing my boots, and every time you touch. Seemed like you touched the side of this little compartment i was in, it sounded like a drum, and it scared me that i was just afraid to move. Rose after two nights in hiding, wysocki and a few others made a break for freedom. Wysocki and we found that there was a spot in the fence that was damaged that we could go through. We got through the fence and we continued across the open desert. Rose there is this speculation that perhaps the motivation was to go in there, and they wanted to know how to process works and how the plants work because they wanted to create a huge explosion to get attention. Cobb i dont think they understood technically how the plant operates. Rose they being the terrorists . Cobb the terrorists. I dont think they understood technically how the facility operated. But i think they understood enough to know that there was highpressure gas in there, and they put bombs in the right places that they could create what. Rose a huge explosion. Cobb a huge explosion, a spectacular, as its sometimes referred in security parlance, so. Rose seen around the world from the highest point in the sky . Cobb absolutely. Rose the plant had shut down at the first sound of trouble, the terrorists apparently unable to restart it. But they did detonate a bomb, a vehicle packed with explosives. It killed most of them and seven of their hostages, including gordon rowan. Two other americans also died. Fred buttaccio suffered a fatal heart attack at the start of the fourday siege. Cobbs friend, victor lovelady, was killed a day later along with several other hostages. The terrorists were trying to move key hostages from the camp to the plant. Algerian helicopters obliterated the convoy, leaving the vehicles in which they were captive charred and twisted. After four days, it was over. Survivors and friends gathered for gordon rowans funeral a week ago. People died, friends of yours died, you know. You feel there but. By the grace of god, there but, you know, why me . How did i survive and someone else didnt . Cobb you cant help but ask that question. Why was i able to escape . You know, why was nick not shot on that bus . I dont know. I dont think any of us know. Wysocki when i heard the guys in our building get taken, im like, why couldnt i have done something to help . And im guilt. Feel guilty for being. Feeling that i was paralyzed with fear and not do anything. But. And im especially guilty because they lost their lives and i didnt. Cobb all of us got quite a bit of time ahead of us to go through this and relive these memories and the nightmares that we have at night and the sleepless nights that we have. Rose nightmares. Nightmares . Cobb yeah. The nightmares, for me, are all the same thing its the sound of those footsteps as they came down that hallway towards that door. Rose coming for you . Cobb coming for me. As your life and career change, fidelity is there for your personal economy, helping you readjust your Retirement Plan along the way. Rethink how youre invested. And refocus as your career moves forward. Wherever you are today, a fidelity ira has a wide range of Investment Choices to help you finetune your personal economy. Call today and well make it easy to move that old 401 k to a fidelity nofee ira. Not just the ones you can find on a map. But the ones you can find in your heart. Because inspiration doesnt favor those who sit still. It dances with the daring and rewards the courageous with ideas. 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Kroft whether we like it or not, we live in an age where much of what goes on in our daily lives is monitored, collected, and sold to interested parties our driving records, our medical history, our internet traffic and, most importantly, our credit information. A mistake on your Credit Report can cost you money it can increase the interest you pay on your loans, prevent you from getting a mortgage or buying a car, landing a job or getting a security clearance. Its not uncommon. A new government study to be released tomorrow indicates as many as 40 million americans have a mistake on their Credit Report; 20 million have significant mistakes. And our own investigation of the Credit Reporting industry shows that those mistakes can be nearly impossible to get removed from your record. Consumer Credit Reporting is a 4 billion a year industry, dominated by three Large Companies experian, transunion and equifax. They keep files on 200 million americans and traffic in our financial reputations. They make their money gathering information from people we do business with, and selling it to banks, merchants, insurance companies, and employers, and they use it to make judgments about our creditworthiness and reliability. But now, the reliability of the industry is being questioned in an eightyear federal trade Commission Study to be released tomorrow. Jon leibowitz is the chairman. Jon leibowitz heres what we found. Some pretty troubling information. One out of five americans has an error on their Credit Report, and one out of ten has an error on their Credit Report that might lower their credit score. Kroft im trying to think of another industry where a 20 error rate would be acceptable. Thats a pretty high error rate. Leibowitz its a pretty high error rate. Mike dewine i think the more we look at this and the more the American People know about this, the madder theyre going to get. Kroft Ohio Attorney general mike dewine has opened his own investigation into the Credit Reporting industry, which, for years, has blamed mistakes on banks and merchants that provide them with bad information. But dewine argues that the fault lies with the industry for what he says are clear violations of the fair Credit Reporting act. Do these companies have a legal responsibility to make sure that the information is accurate . Dewine the federal law says that if you believe that there is a mistake, you can go to them and they have an obligation to do a reasonable investigation. Theyre not doing a reasonable investigation. Theyre not doing an investigation at all. Kroft every day, dewines Office Fields calls from desperate constituents who cant get the Credit Reporting agencies to answer their questions or correct mistakes on their report, like paid bills listed as delinquent, closed accounts listed as open, and bad debts that belong to other people with similar names or Social Security numbers. Dewine the problem is not that they make mistakes; its they wont fix the mistakes. It literally is like this you know, guy behind the curtain in the wizard of oz. You really dont know what hes doing. It really is a secret operation that is so hard to crack. Kroft eight Million People a year file disputes about their Credit Report<