I have a chicken and dumplings meal planned. The cold weather. They are phasing out the see saw. There is something called the federal safety guidelines for playgrounds. They say they are leading to tailbone, spinal injuries. Because of the threat of lawsuits, parks and local i can see that. If you get off of it and there is someone else on the other side, they can be hurt. Monkey bars and swings. At our Elementary School you cant play tag. You can run but not chase. If im pursuing you and you fall and crack your tooth, then your dad sues my dad. No tag at our schools. I just wanted to mention the see saw. A live picture of the Golden Gate Bridge. I believe we have it. We have been talking about the storm system working its way from the north bay down to the south bay. Traffic not too bad. Sluggish on southbound 101 into San Francisco. There are delays when it comes to air travel. Give you a live look at San Francisco international. Basically if youre sitting at an airport in san diego, seattle, theyre Holding Planes until sfo calls and says youre good to go. Take off. Ill tell you why oakland and san jose are not impacted. San francisco has two parallel runways. When they land together in bad weather, they cant see each other. They just have the one runway. Yes. And that delays planes. Lets get over to our meteorologist Steve Paulson. It is excuse ming. Green on the screen. The heavy stuff not showing up until later. That is correct. Thank you. Some of the heaviest rain up in the Mendocino County. There is a back edge to it. The front is finally moving here. It is now moving into marin county and parts of napa county. I know there is rain on the peninsula. I know there is rain on the south bay. Im talking about the front. The heaviest rain. You think it is raining now, wait until later. It is moving in. These are your timelines approximately. South bay the heaviest. Not just rain. The heaviest will be this evening. Honestly i cannot keep up on some of these totals. Cloverdale 1. 64. Hillsberg 1. 66. St. Helena, an inch and a quarter. Santa rosa an inch and a third. Kristin nelson says drizzle has just turn today heavy rain in tibber on in mill valley. It will be interesting to see how bad it gets later today. Just you wait. It is on its way. There is the back edge of the front in Mendocino County. From fort bragg, you will start to see intense rain. Then it will let up. Not so much for ukiah and lake county. And now moving over to napa county. You can see some of the heavier there. Napa, sonoma, petaluma and over towards inverness. The heaviest is getting closer to san rafael. Not there yet. It has about an hour or two to go. Now, moisture coming up from the west southwest. Not associated with the front. It has moved into the peninsula. Santa cruz mountains. Also the santa clara valley. Thats not the front. The front though is on its way. So is the associated low. Once that arrives, the rain rates will really pick up. The breeze and wind advisories are up. Gusts to 50 in higher elevations. It is all out of the east, out of the south southeast. That is a relatively warm pattern for now. The cold air arrives tomorrow and gets really cold as we go into the weekend. Theres a long way to go on this system. It is tapped into tropical moisture. Two lows, one a colder source coming out of the gulf of alaska. The other one coming up from the hawaiian islands. Rain and heavy winds. Tomorrow morning, most of this will be done. Off and on rain friday. And then dry but cold, baby, as we go into the weekend. Thank you, steve. Youre welcome. You heard the man. It is starting to pure in the north bay. This storm will only get stronger later today. Alex savidge joins us with a look at the problems that the storm is already causing, alex. Reporter yeah. A lot of issues around the north bay. Good morning to you guys. Heavy rain in Sonoma County. Were getting dumped on here. Over the last couple hours, it intensified. Were west of santa rosa. Here is an issue that youre seeing all over the area this morning. This is a look at hall road. You have decent flooding on the side of the road. Some cars are coming through faster than they probably should. There is obviously the danger of hydroplaning. Some cars coming through nice and slow which is what you want to see. One of many issues were seeing. Want to take you to video we shot a short time ago. This is the scene north of forestville. Highway 116 shut down still in both directions right now as crews try to clear a huge tree that toppled over this morning. It came down on power lines in that area. And obviously they had to shut down the road because of the dangerous precarious situation. Crews are coming in with chain saws, trying to get the tree cleared out of the way. That is just one of many problems were seeing already as this storm arrives in the bay area. I want to bring in chp officer marcus hawkins. You have been busy. What have you been deal withing in terms of calls. Primarily this morning, because the storm has been going on for a couple days, but today brings the high winds. Today has been falling trees and power lines coming down, trees on power lines, power lines on trees. Sometimes it goes both ways. And the flooding in the roadways and cars hydroplaning and spinning off of the roadway. Lots of spinouts. Lots of crashes on the slick roads. We saw one this morning. I want to play video of a crash this morning that you know about along highway 101. A couple of cars spun off the roadway, took out a sign. Thankfully no one hurt in that situation. When you talk to drivers after crashes like this, you want to give them advice about how to avoid these situations in the future. What do you say to them . You can see the vehicle behind me, speed is always a factor in 99 of incidences like these. Its a matter of slowing down, looking out for the hazards in the roadway. Whether it be the flood or the tree in front of you. As we have been standing here, were watching folks come through here a little too fast. What is the potential here with this kind of standing water on a what is essentially a highway, thoroughfare. A lot of times what you dont know is when you look at the water in the roadway, it could be shallow or deep. A lot of times we have potholes and the asphalt gives underway. What looks like Shallow Water could be six inches deep and you could blow out your cars alignment or worse. Obviously the hydroplaning issue. A lot of hazards on a day like this. It is just the beginning of this storm system. Thank you for taking the time with the chp out of Sonoma County here. And they are busy. So we appreciate him taking just a few minutes to chat with us this morning. A lot of issues, downed trees and downed power lines a concern. Again, the rain just now picking up in the area. Thank you, alex. Our coverage of the storm continues. At 9 30, steve will have another look at your forecast. We will go live to San Francisco where preparations are underway. President elect donald trump has chosen ryan to be his no, maam fee for secretary of the interior. Some have expressed concern over the choice as the person in charge of managing our countrys federal land and federal resources. He has called climate change, quote, not proven science. At the high tech summit in new york that president elect donald trump held with tech leaders he told them they already have one thing to thank him for, the rise in tech stocks since he won the election. Doing well right now. And im very honored by the bounce. Theyre all talking about the bounce. So right now everybody in the room has to like me at least a little bit. Among those at the meeting yesterday apple ceo tim cook, amazon ceo and Google Co Founder Larry page. Most of them supported Hillary Clinton in the president ial campaign. The president elect told them that he wants to help their companies do well. He promised he would negotiate fair trade deals that make it easier for them to do business with other countries. Tesla ceo who attended the meeting and uber ceo are joining Donald Trumps strategic and Foreign Policy group. The Advisory Group has 18 members and includes the heads of pepsi, jpmorgan and disney. The metropolitan Transportation Commission is looking at a possible toll increase for most bay area bridges. They are talking about a measure on the 2018 ballot to increase how much drivers would pay to drive across the bay bridge and six other bridges according to the marin ij. The ex interest money generated would pay for transportation projects around the bay area. Commissioners are not saying how much tolls could go up. They have calculated how much could be raised with one, two and three dollar toll increases. The Golden Gate Bridge is not included in any mtc plans since it is operated by its own district. 3 increase, i know that is the high end. Right. But in christians report i was saying i feel like they just raised them. They did. And then again. That would be a huge hit, especially since it is not a progressive increase. It means that everyone of all income levelswould have to absorb it. The 3 may be harder for me because i make a third of what you make. It is actually the other way around. I dont think that is the case. Were trying to break down what it means for you and your monthly budget, et cetera, when it comes to increased fares across the bridges. Right now people who go from oakland to San Francisco pay about 1,500 in tolls. If the 3 increase happens, they would pay 2,200 a year in tolls. Thats an extra 750. But its not that far off from other commuting options. Daily ac transit riders pay about 2,100 a year in fares. Bart about the same. Ferry riders pay almost 3,500 a year. So that brings us to our question of the day. Weve been asking you throughout mornings on 2 how much does it cost for you to get to work . We know some of you have very long commutes, that tracy super commute. Im doing the math right now. Carry the one. Okay. You work on that. Let me share what viewers have been tweeting. When i was in the bay, it used to cost me 50 a day to get to and from work. Moving to sacramento cost is 10 all in. Christina says 6. I know it doesnt sound like much, two buses, one hour, union city to fremont. And rachel says almost 400 a month for bart and bart parking aside from pretax benefits, work does not subsidize. Are you working on your math. Im 300 a month. This is gas and bridge toll. Youre looking at like 3,600 a year. That is significant. I have never really done that math. It puts into perspective how much it costs to get here. Now you know. We will keep checking your responses. I will double check his math. Coming up on mornings on 2 the 9, the Federal Reserve has hiked Interest Rates and warned marin creases possibly on the way. Up next, what this means if youre trying to secure a loan. All right. As expected the Federal Reserve raised a key Interest Rate yesterday by a quarter percent. And there may be more. Predicting three more rate hikes possibly next year. The fed has kept rates near zero since the recession to stimulate spending. Financial analysts say you may start to see higher Interest Rates for some loans. Lets look at the markets. Take a look at the dow in particular. Deliciously close to the 20,000 mark. Up by 125 points. Joining us in the studio this morning is the Financial Advisor with morgan stanley. Good morning, george. Do we expect to see hikes going up 3 . Janet and her team have suggested three raises next year. Okay. At morgan stanley, we think it will be two. One in september and one in december. It is contingent upon the economy. With president elect trump with his promises, if thats delivered on, thats going to hit the economy and maybe cause the third increase. These are things that the fed wants to do to stop the economy from heating up too fast. Yeah. The fed is responsible for the supply of money. So if theyre too liberal, that creates inflation. If tour too conservative, that slows down the economy. The fed is like a big train going down the track. If has a raise and another raise, it is hard to pull back on it. They are cautious. Unlike the stock market which is euphoric right now. If im looking to buy a house in the next year or two or need a vehicle, should i speed up my purse. Rates have been low for an incredibly long time. The party is over. We have time. But were going to start to see the increase. Especially if the economy gets more stimulated. Were not in this recessionary time now. But george, last time when they raised it, the Mortgage Rates didnt go up. It was marginal. It was marginal. If we have three increases and inflation, that will include the 30year rate to go up. That will increase the mortgages. Right now 30year rate is 4 . All doable. I remember when my parents bought a house. I think their rate was 13 . Yeah. When they refinanced. Yeah. My mom told me that. They paid 70,000 for the house that is now worth one and a half. It went down to 5 . There was a euphoria. We probably wont go lower. The feds are going to make money tighter. It will have the cost of money go up larger. So that is kind of the plan going forward. We will see rates go up. Right now, this 25 basis point increase yesterday, that will increate the short term rate a little bit for car loans and bank loans and credit cards. Looking at the dow, up 132 points right now. Yeah. Is this the last rally in the market. No. I think were in it for a little longer. We knew we would have a good upside once the election was over. Now because of the three promises that president elect trump has made, that will continue until until what . Until he is actually inaugurated. Okay. Then we have the next 100 days. Thats where the rubber hits the road. Thats where the Congress Agrees to the tax cuts or not, agree to put a trillion dollars into infrastructure. Thats what happens. We will start to hear different kind of news im sure. That will slow the market. What goes up has to go down. We were taught that a long time ago. George with morgan stanley. Thank you, george. Thank you. Coming up on mornings on 2 the 9, good news for the Old School Video super mario and all of his adventures coming to apple devices today. The cost to download the game to your phone or ipad. The Holiday Season in full swing. How to manage your time and stay married during the next couple of weeks. [music] have a Holly Jolly Christmas tis the season for holiday parties. Whether youre hosting or attending, your calendar can quickly fill up. How do you avoid becoming overwhelms and exhausted . You should just say no. I have a hard time saying that. We bring in career and life coach briana hatchford. Saying no can be a problem. Someone told me if you use the phrase i have a commitment that day, i cant make it, its like youre free of the built and maybe my commitment is just hanging out with my kids and my husband. Having something to hang your no on to makes it feel so much better. Doesnt it. Yes. When youre describing a high value event that youre doing, the other person usually receives that no much easier. It goes down softer. And the high value event can always be spending time with your family. I have a family commitment. I have a work commitment. I have a presentation. I have a i have a community commitment. But having that is really important. It is one of the three keys in saying no powerfully. What are some of the other benefits to saying no. The benefits especially to your boss. Never say no to your boss. Im not saying to do that. There are other benefits. Mike, you know that they watch television, right. I thought they were stepping away. No. Theyre here. Work is important. But learning how to say no. We start in these areas of holiday commitments. So some of the value is you get energy and confidence. My clients are so excited about life when theyre saying no because they feel like theyre in integrity with who they are and what they want to create. Here is the flip side. Dont you have to be a friend to have friends . Dont have you to maintain friendships . You cant always say no. If you invite me if you invite me to your house three times and i always say no. Then i give up on you. There is that risk. Sal, i dont think you have any problem with friends at all. I think youre good. Hey. But it is important to acknowledge your friendships. So one of the keys to saying no you dont want to say no every time. Were not always enjoying all of the events. But acknowledging your friendship and say i value our friendship. I know this event is important to you. But i have this other high value thing that im doing. And sometimes soft ening that startup of i really appreciate you asking me. Im honored that i was invited. Or if it is a request, i am grateful for your confidence in me. Icing before you get to the no. I have to say i cannot say no to family. When my parents call and say, hey, your sister and kids are coming over. Why dont you bring yours. I cant say no. Especially to my parents. This is one of the hardest parts. People we really care about who get to our heart. We have a lot of empathy with them. When we have a high level of empathy it is, harder to say no. Acknowledging that theyre important is important. What is the value in it for you . If you have a value that you can find or that you can change if there is value in any piece of it, then say yes. But you can always say let me get back to you on that. And think it through. As a parent, what about it is the season of giving. We have children. Yes. My son says i want a cookie. Cake. No. Whatever. Sometimes my daughter says i wanted to go to bed earlier and i say yes. That is rare. Those are the last people that i want to say no to. I find myself saying yes. Is that a problem. Yes. To children. Well, it depends on your values. Yes is really important. And no is the flip side of that. What youre saying no to, youre actually choosing something that youre saying yes to. If youre saying yes to the cookie, youre saying yes to having fun and the holidays and choosing that. But saying no to Somethin