>> brian, just kind of boring down a little bit into the different groups within our nation and the unemployment rate there. latino unemployment also ticked up, african american remains solidly the same but it's kind of high. >> it is high. with the black unemployment rate, for example, we did see a more substantial up tick in the unemployment rate earlier in the year, call it in the middle of the summer. it has fallen as has the overall national average to the 3.5% we saw in the month of september. that was the lowest since 1969. it's jumped back up a little bit to 3.7%. some of that is compositional. we saw a contraction in the labor force. essentially the total of the amount of people working in addition to the amount of people actively looking for work. you have to look deeper to see why that's happening. but broadly speaking, some concern that again if the unemployment rate ticks up further than 3.7% will that be