bill karins has the latest forecast as "the 11th hour" is just getting started on this tuesday night. re, listen up. medicare alone only covers 80% of your cost, leaving you to pay the rest. changes to medicare are no laughing matter. if you don't know the plans available now, you might end up with a doctor you're not so comfortable with, or even worse, being forced to pay thousands in medical expenses due to coverage limitations. that'll be how much? understanding all the options, let's face it, it can be downright confusing. that's why i love healthmarkets, your insurance marketplace. they search thousands of plans from leading insurance companies to find a plan that's right for you. plans that have prescription drug coverage, dental and vision care, and that offer extra benefits you may not even know were available. some plans may eliminate your out of pocket cost like copays and deductibles, and there's even plans with no monthly premium. they can find you a plan to let you keep your doctors.