There are endless legal bills associated with the deadweight asset and the sooner Citi Holdings disappear the better. House of pleasure. How about the fact that citi posted 11 Revenue Growth year over year in the very markets i was worried about. Hard to get double digit Revenue Growth. Have you seen the terrific decline . Loan loss analysis . Thats equal to 3. 4 of the loans at the end of the prior quarter. These are big banks so the numbers seem large, but theyre nothing compared to the overall. Finally capital levels are in excellent shape and regulators have nothing to fear here. Theyve risen from 43 to 52 since the 10 for 1 split a few years ago. Remember, divided by ten. Institutions dont like to own stocks under five. The submit made some sense to do. From now on, though, it will be the earnings that drive the stock and the earnings are there and citigroup is not done and it is a cheap stock and the big bets against it no longer hold water. I say citis a buy. How about leap wireless . Wasnt leap left for dead . You should have seen theme scrambling this morning. Theyre printing out these notes and theyre trying at 6 15 im getting these notes upgrade from sell to hold. Thank you for nothing along comes one of the shrewdest most well capitalized in the countries and at t offering to pay nearly double what leap was selling for on friday morning. Buy, buy, buy, buy, buy and at t might not be able to obtain the amount where it was trading a couple of bucks above where leap stands. Wireless Companies Need to expand the business and it was worth much more than even the bulls thought. Its a hugely Strategic Asset and maybe even sprint softbank to enter the fray. Wouldnt that be something. How could the analysts get it so wrong . Because time and again they only look at the earnings per share estimates which were pretty pathetic in the cutthroat business that is wireless, but they dont look the Strategic Value of the enterprise. We had a spectrum shortage and they all need to get their hands on more of it. The only clump of spectrum. At least worth grabbing is dish. Hardcharging, swashbuckling manager because he wants to augment his spectrum. You know what . I dont mind owning that one, either. In reality this left for Walking Dead Company wasnt left for dead at all and the valuation wasnt set by the analysts and they are way too bearish and they kept you out of a good one. Thanks for nothing. All you say to these doubting analysts is you should have covered it, too, hewlettpackard, and heres a dow component down 44 this year and its an epic 85 run for the last seven months and done much without the analyst community. And news for clay nation death match, but i like what we heard today from the company itself. The addition of three unbelievably good Board Members and john bennett used to run Liberty Media and the chief software and then one of my personal heroes and the retired ceo of mcdonalds. Why does this matter . We dont talk about boards of directors on mad money, the single worst, most subversive least helpful board of directors in america, and i like this move very much and i think the stock can go higher still. We keep seeing this pattern where the analysts are too negative versus fundamentals and the patterns are always the same even as it turns out theres plenty left in the tank and they say valuation, give me a bank. Microsoft and wells fargo. The last two being key positions and you can follow along on my charitable trust. Com and the leaps and the hewlettpackards and the cigroups and plenty of others like including best buy up 150 for the year or most egregious netflix, 179. So heres the bottom line, one of the most Important Reasons the market wont quit is refusing to leave on the upside or simply writing off huge winners entirely. It might be the single best one for 2013 and something tells me if you see this action in a leap wireless or citigroup, perhaps you havent seen anything yet maybe each Winning Company wants to suck the short sellers blood. How about fozzy in colorado . Fozzy. Booyah, jimmy im calling about yahoo. I was calling to see. It looks like a handle chart there. Are we moving higher . Is it safe to buy more . I was so afraid when i saw it was fozzy. I think miss meyer is doing a fabulous job and i welcome her on the show. Shed be a fabulous guest. I know her Company Better than most. Should we take another . How about we go to chris in virginia. Mr. Cramer, booyah from arlington, virginia. Yo, yo i want to know your thoughts on lenovo. Ive owned it since may. I understand last week they went to the new york stock exchange. Do i sell or the fact that they went on the market, is that a catalyst for more growth . It doesnt matter they were in the market, i just happen to like the bio printing technology, but its a speck, my friend and as long as you know that, then its okay. Lets go to ravi in new jersey. Hi, jim. How will microsofts recent Corporate Restructuring impact shareholder value and what is your overall opinion . One microsoft, kind of like one ford. Al mulally and Steve Ballmer are friends. I like the synergy there. The analysts are still too negative for microsoft. The stock has run from 27 to 36 since last quarter. Dont expect a move, okay . But the stock is undervalued and think the entertainment business is worth much more than people realize. Being back from the dead has never looked better. Just ask suky. Stay with cramer. Coming up, street heat . Theyre an exciting way to stay in the game, but while some ipos like the ticker, others fall flat. Tonight, cramer reveals the keys to success, and which ones can soon heat up when you get to know your ipo. And later, supermarket . Milk, cereal, hmm, lets see, how about adding some stock to your Shopping List. Kingpin kroger just swallowed up a rival chain. Can this phenom go from stagnant to health mode . Put some shares in your cart or leave it on the shelf . Cramer decides. Plus, good harvest . The World Population is expected to grow to nearly 9 billion people by 2050 and Agriculture Company agco is helping feed the globe. Can this longterm theme help the stock grow or could weakness overseas leave the company high and dry . Cramer has the exclusive with its ceo all coming up on mad money. Dont miss a second of mad money. Follow jimcramer on twitter. Have a question . Tweet cramer, madtweets and send jim an email to madmoney cnbc. Com or give us a call at 1800743cnbc. Miss something . Head to madmoney. Cnbc. Com. For those of you who are worried that the easier money has already been made in this market since the averages are flooding along in new high territory, let me point out there is still one area where you can rack up a whole lot of gains and not a lot of time and its the pin action in the ipo world. Last week i told you how the ipo market was red hot in the second quarter. With biotech consumer and technology stocks, and i gave you all of those and you can go to cnbc. Com which is brand new and beautiful, by the way. It i believe it will continue to work and today i will use the road map to share the companies that are coming public as we finish off the month of july and there are very exciting companies. I have three deals i want you to try to get a piece of that are coming in the next two weeks so go do your homework and the Online Consumer play and when i first heard it i said can you give me a break . I like it. Im talking about retail me not or retail me not like forget me not. You might want to take a look at it. Retail me not is the worlds number one purveyor of Digital Coupons, and they operate the top coupon websites with popular apps for both the iphone and the android. This sounds gimmicky and we know consumers do love their coupons. Jc penney almost destroyed their business when they stopped giving them out. Retail me not is a real company and its got real numbers. This is not some fly by night ipo that had 20 million unique eyeballs or whatever. No, this is real. Retail me not has contracts with over 10,000 retailers. And whenever someone uses a coupon taken from some of the websites either from the internet they collect a commission. Last year the company had sales of 80 and the net income had 26 million bucks. Im not kidding. Retail me not is making good money. However, there are legitimate concerns and hey, is it the next groupon which i now like, but didnt like for a long time and the mason guy, and whatever. Retail me not may not be growing rapidly. Its growing rapidly, but heres the problem. When i look at their business i think there really arent any serious barriers to entry in the Digital Coupon space, but i think somebody could. Competition is growing and the first day of trading and it was bad company. So if you got it on the deal for retail me not, you know what . I think youll make a bundle and thats the strategy i want. Thats what i want you to do. The Company Plans to sell 9. 1 million shares for 20 to 22 each. I say call your broker and try to get shares in the deal as long as it actually prices below 24. 24 is your magic number. Then you need to turn around and you need to sell, sell, sell retail me not into the initial spike right after it comes public. Play the music. This is a steve miller ipo, okay . You want to take the money and run. Dont be a space cowboy. Next up, agco med pharmaceuticals, thats an early stage biotech. Already my ears are burning. I love those. Early stage biotech firm starts trading thursday. This reminds me of epizone that came public in the end of may and it was 53 , second best performer in the first day of trading and it hasnt looked back since uncle med. Which has a revolutionary approach when it comes to cancer treatments and the antibody therapies to destroy cancer stem cells and they allow them to grow in your body. It has a fivedrug candidates in clinical developmental though all of them are in phase one trials since theyre many, many years away from the market. The company has two major partnerships and glaxosmithkline and the other with bayer and we know from epizine whose impressive ceo we spoke to on friday and these collaborations are crucial for the early stage Biotech Companies and based on the fabulous performance of the biotechs, i think this can roar when it starts trading on thursday and then i think we can keep running. They sell 4 million shares at a price of 14 and 16. If you want in on this one do some homework and call your broker. If you can get in on the deal, i say ring the register on some, but you know what . The history of these biotech stocks, i want the rest of you i want you to ride it. Im not kidding. Let the rest ride. Next week, we have another biotech firm, and heres a company in my two favorite sweet spots and they treat a subset is genetic Metabolic Diseases and this is where Drug Companies can charge hundreds of thousands of dollars and you can offer a lot for the course of treatment because theyre selling lifesaving medications that patients cant live without and Congress Wants you to do that. They want these drugs. Or if youre more of a Glass Half Full person you can say you cant put a price on life which or if youre more of a Glass Half Full person you can say you cant put a price on life which is yet orphan Drug Companies have been so successful. It is still in Preclinical Development and earlier stage than on commit which is earlier than epizon. They target the metabolism of cancer cells disrupting the ability to have nutrients into growing technology. These drugs arent even in promising target, wow damaging the rest of the body. Remember, that is the theme of these. They no longer carpet bomb the body and they go after specific parts of the cancer. The same time theyre developing treatments for what are known as in errors which are no disease or modified owner. A decision that causes the break down of this blood cells and that should earn some time last year and even though theyre a long way from having a product they can sell, they have a deal with celgene. Celgene has anointed this and who am i that the fabulous ceo offal gene doesnt plan to sell. This is another one where if you can get a piece of the deal, i expe the first day of trading to be great, but then let the rest ride. I know, highly unusual for us, but the biotechs have been more than oneday wonders and finally theres been an intriguing one. Energy, energy, yes, the big utility is doing a spinoff on wednesday. Energy yield that i think is worth checking out. Unity ipo, a youngster, utility ipos had the best week of all stocks. People now see these stocks as bond market equivalents vulnerable to Interest Rates rising. However, energy has held up and the stock is currently at a 52week high and the dividend vehicle and the plan is for the company to support a 6 yield and now i cant bust this ipo on the current environment, but it is absolutely worth watch to see if the mark has saved it over the high yielders heres the bottom line. We have three sexy ipos coming over the next two weeks that are worth getting a piece of that i want you in. Buy, buy, buy. Retail me not, and get out once it starts trading. Well, if you get in on the ipo theyll sell some shares on the first day and then sweeten if you let the rest fly. Coming up, supermarket, milk, cereal, lets see, how about adding some stock to your Shopping List . Grocery kingpin kroger just swallowed up a rival chain, but can this food phenom now go from stagnant to stealth mode . Put some shares in your cart or leave it on the shelf . Cramer decides. [ female announcer ] crest scope gives you the ultimate in fresh breath. So you have the courage to jump in. Or make sparks fly. Its the only toothpaste that combines the freshness of scope with the cleaning power of crest. Life opens up when you do. With the cleaning power of crest. Could save you fifteen percent or more on car insurance. Yep, Everybody Knows that. Well, did you know some owls arent that wise . Dont forget im having brunch with meghan tomorrow. Who . Meghan, my coworker. Who . Seriously . Youve met her like three times. Who . sighs geico. Fifteen minutes could save you. Well, you know. Its hard to tell when theyre not jersey tomatoes. Clearly not new jersey tomatoes. Here on mad money we like underrated stocks that dont get the respect on wall street. Theyre based out of new york. They often miss or dont understand whats going on in the rest of the country. So tonight i want to tell you about the under appreciated supermarket in the whole United States because, well, lets just say itsot centered on wall street im referring to kroger the second largest Supermarket Chain in the country with over 2,400 locations. Kroger is the best regular supermarket in the business. Friday the stock was downgraded from neutral to sell by Goldman Sachs because they see softness in the broader industry and they think kroger in particular is too expensive. All i have to say is wrong just last week kroger did something that makes me a believer in the companys future. On july 9th it happens to be my fathers birthday, and the highend Grocery Stores and most of them located in the southeast and the mid atlantic which happens to be a premium to what Harris Teeter started trading before media reported they were putting it on the block. The tale is what happened to kroger after the news broke. The acquired jumped 2. 6 that day, a move that makes a ton of sense, but i feel very lonely saying so. I feel like a melon head no, because then i have to clean it up later. You know i do all of the clean up here, too all right. Remember, this is something that we have been seeing a lot of lately. No one expects the shares to go higher and it usually goes down, but sometimes the deal makes so much sense that the stock becomes unstoppable like when ginnett bought bilo, when activists bought warner chill cot and when b g foods, remember the pirates booty or most recently just today when the number one canadian supermarket bought Shoppers Drug mart and im willing to bet thats the case with krogers Harris Teeter acquisition. So come Goldman Sachs downgrade to kroger to sell. Kroger doesnt command nearly the respect it deserves on wall street. Dangerfield super market. Some of this has to do with the simple fact that for a long time the supermarket industry used to not make a lot of money kind of like the rental Car Companies before the outrageous changes. And some Supermarket Chains arent doing that. Safeway, for example, not great shape. Supermarket used to be challenged when the two bucks and the stock has come back with a vengeance and now that the people are no longer worried that it can go higher like best buy and hewlettpackard. Once theyre not worried, they can go up a lot. The second thing is that there are a group of Grocery Stores that are red hot and they get the credit theyre due from wall street. The analysts met their wives husbands there and all of the organic place and when you think of this in terms of the organic and nonorgan dichotomy, its a nonorganic name thats actually doing quite well which leads me to the third reason why people in this game dont appreciate krogers strength. Its the snob factor take a look, right now kroger operates in 31 states, okay . Throughout the midwest and the south and california as well. Remember, this is the second biggest Supermarket Chain in the country after walmart.