Compulsory Third Party (CTP) insurance is supposed to help people like Troy.(9News) Switching off the smoking engine of the four-wheel drive, Mr Logan helped occupants out, calming a panicked toddler whose unconscious mother lay over him in the back of the family car and reassuring another boy trapped in the rear shelf. Then, in long grass nearby, Mr Logan discovered a man in his 20s groaning with severe head injuries after being thrown from the car in the crash. Flagging down emergency services and directing bystanders, Mr Logan cradled the young man in his arms, used a towel to try to stem the bleeding from his head, and consoled him as his condition worsened.