We have some digital technology, which allowed us to serve people virtually, but we needed to get that up to scale very quickly. … We had the tools, we just had to get up to speed as fast as we could and be ready to help customers, because they still needed to do their banking. What type of operations do you think you will keep or expand? What aspects of banking will you be glad to see return as the pandemic wanes? The mobile banking, being able to co-browse and share screens and look at things with customers online. … Webex or virtual meetings. We actually found out there's value in a lot of this.