Q I have shares that were purchased through employees share scheme. They have given me a very good return and dividend over the years. These shares are in my name I was wondering if anything should happen to me would there be tax implications for my wife? My private pension doesn't transfer to my wife, so I was hoping that that the shares would be used instead of my pension. The shares are in an American medical devices company. There doesn't seem too much point in selling and putting the money in the bank.