By Courtney Jespersen As we close out 2020 and enter 2021, most of us are anxiously awaiting a happier year ahead. Traditionally, we mark the fresh calendar year with New Year’s resolutions to keep us hopeful and motivated — particularly when it comes to our finances. If all goes well, by this time next year, you’ll be posting on social media about how you crushed your 2021 #goals. But that post will be a lot less likely if you set resolutions that aren’t attainable in the first place. To increase your chances of success, here are three financial resolutions to avoid this year — and some better alternatives instead.