I'm sure it's no surprise that the next five years will be risky and challenging; to the degree that we will be reliant on those closest to us, we are sharing a virtual lifeboat. Consider a scenario in which we're on a ship that's sinking, and the lifeboats have been launched. Being some of the last still on board the doomed vessel, we can scan who's in each lifeboat and choose which one we'll clamber into. It's a consequential decision because the currents and weather are already separating the lifeboats, and so each lifeboat will be on its own. The seas are increasingly treacherous, and the nearby islands are surrounded by reefs which could shred the lifeboat's hulls in seconds.