Tammie Squire has been allowed to manage her disabled youngest daughter's benefits for 18 years, but still faces a trip to court to try and unlock more than £7,000 she has saved for her future.
The mother-of-two, from Tettenhall Wood, Wolverhampton, saved thousands of pounds into a Child Trust Fund, and later a Junior Isa, with Nationwide Building Society for her daughter Hollie, who turns 18 this October.
Hollie, who her mother says has an 'endless list' of disabilities including ataxia and epilepsy due to a rare gene mutation, does not have the mental capacity to manage her own money when she turns 18.