Apart from the astonishing revelations of bribery and corruption from day one of the hearings, the Royal Commission claimed the scalps of superannuation giants including AMP, famously caught for knowingly charging the deceased for life insurance that could never be collected. The fallout in the banking and superannuation industry has been big. Part of the government’s response was the Your Super, Your Future reforms in the 2020–2021 budget. While people are divided on the result, all agreed that reform itself was way overdue. Superannuation funds manage massive portfolios of collective assets and investments. They are driven by the compulsory superannuation scheme introduced by the Keating-led Labor government in the 1990s.