You can ask your employer to get the PF consolidation done Premium An employee’s contribution to PF is considered as part of Section 80C of the Income Tax Act. And this has got no relevance to the fact of whether the EPF is taxable or not. And the contribution to PPF is also considered for the purpose of Section 80C deduction Share Via Read Full Story As I have an Employees’ Provident Fund (EPF) account, I have stopped contributing to Public Provident Fund (except to maintain it at ₹1,000 per year). Should I contribute to both EPF as well as PPF so that I don’t miss the Section 80C deduction in case my EPF becomes taxable?