Zumo launches virtual Visa debit card Zumo, the Edinburgh-based crypto wallet, has today announced the launch of its Zumo virtual card. This new product allows users in the UK to make purchases at any online retailer which accepts Visa. Zumo is the first non-custodial crypto wallet to offer users the ability to hold GBP in their wallet to then spend with a Visa card. The virtual card is the result of a partnership between Zumo and digital payments platform Modulr. Modulr provides the underlying GBP payments infrastructure upon which Zumo builds and enhances its services. The partnership with Modulr was announced last year and allowed Zumo to develop a seamless cash-to-cryptocurrency payments system complete with GBP functionality.