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Nate virtually 538.com says hillary has an 84.7% chance of winning. and yet are they to be believed? trump accuses that the polls are crooked. he says they are rigged. the usc-"l.a. times" daybreak tracking poll consistently shows trump doing better than the others. as of this morning, 44.2% for trump, hillary at 44.1. what explains the difference and how well do pre-election polls match the final results? i think you're about to be schocked. david lauder is "l.a. times" washington bureau chief. the methods of the poll don't meet the cnn standards and yet in 2012 that poll said obama would win...

100% and early vote kicks in, i think you may see clinton move up. the other big difference in the poll and why cnn doesn't use our poll, rather than asking a different sample every week, we go, we have a panel about 3200 people. we go to them every week and ask the same questions. so as a result, when you see the poll move, you know it's people actually changing their minds rather than just a difference of who answers the poll one week to the other. >> understood. >> the risk -- >> if i misstated this at the outset, you said obama would win by $3. 3.32% and he won by 3.85. i am fascinated by ...

Outset you said in 2012 he would win by 3.32, he won by 3.85. i wish i had more time. i don't. i'm fascinated by your poll and like everybody else i'll keep watching it on a day-to-day basis. now columbia professor andrew gillman. you're the stats guy i find remarkable your analysis. tell everybody what you just did and with what result? >> we looked at above average of polls for various offices over the past several elections looking at polls during the several weeks before the election occurred. each poll has a margin of error so you can look at that but can you also look at how close the po...

Atm fees up 25% from eight years ago. atlanta has the highest fees, san francisco the lowest at $3.85. what's behind the discrepancy here. overall are we just paying more because banks simply want to make more money off of us sh. >> well, not everybody charges the same price and not everybody charges the same price in every marth so you do see some regional disparities reflecting sort of the competitive makeup from one place to another. but regardless of how high these fees go -- i expect they're going to continue to move higher -- it is important for consumers to take the steps necessary to a...

Now. christine romans in the money center. >> higher interest rates are coming be warned here. according to a new "the wall street journal" poll experts think the federal reserve will wait until september to begin hiking interest rates. rates have been rock bottom for so long. you can be sure everything from credit cards to car loans to home loans are going to eventually get more expensive. right now the average 30-year fixed rate mortgage by the way 3.85%. you expect that to slowly start to rise. all right, what's the first stock everyone buys? apple. that's according to t.d.ameritrade. after...