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Sheet of someone who is in the 80th percentile in terms of wealth and income and someone who is in the 30th percentile. it is totally different. if you are in the higher cohort, you are more likely to own a home and be anxious about your mortgage or now declining value of that home. you are looking at your stock portfolio, maybe you own some cryptocurrency which has melted down in the past year. if you are in the 30th percentile, you are unlikely to own any of those things or have a ton of wealth tied up in that so the wealth effect is much more modest. but on the other hand you are seeing all...

They are looking at their spreadsheets and thinking if interest rates go through the roof i cannot afford to lend you that because i will collapse. that is because i will collapse. that is because predictions are that interest rates could go above 6% less donor for next year, potentially 6.25%. that would add around £500 per month to a mortgage of £200,000 for 25 years. if you owe more, imagine how much that will be. experts say this will undoubtedly put households under pressure but what is really important is not to panic. ! what is really important is not to anic. ~ �* , what is really ...

Laporte held off the peloton, to pick up his first grand tour stage win. there was no change in the overall lead though, with vingegaard three minutes 26 seconds clear of pogacar. the 2018 tour winner geraint thomas should finish third overall, yeah, really satisfying, especially to prove a few people wrong, you know, i think after the past few years people thought i was done almost and finding a new role in the team, which i'm happy to do as well in certain races, but i have always said i always wanted to get into my best shape and see what happens to me. yeah, really satisfying to be right u...

Is the current leader. rory mcilroy tees off at 6.25pm our time. there's live text commentary on bbc sport website and the app. bye from me. thank you very much. borisjohnson has arrived in kyiv where he is expected to meet president volodymyr zelensky. it is his second surprise visit to the ukrainian capital since the russian invasion of ukraine began. if we look on social media, you will see a picture that has been posted of the prime minister and president zelensky on twitter and it says... let us take to our political correspondent at westminster. president zelensky getting a lot of europe...

Carrying the belief we could get back to this stage and win, even if it didn't make sense to anybody when we said it. all that stuff matters now. we've got four championships, me, dre, clay and andre. finally got that bad boy. it's special man. the second round of the us open is under way and rory mcilroy had a fine 67 in the first round to finish three under par and he will be teeing off at around 6.25 hour time with live text commentary on the bbc sport website. and they are dealing with thunderstorms out there so we should count ourselves lucky with our sunshine. should count ourselves luck...