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Mortgage brokers have warned that while overall product numbers have increased to the highest level in a year, there remain distinct gaps which could be filled by lenders looking to increase market share.
The year has been stronger than expected so far for the mortgage market, brokers have suggested, with stabilising interest rates meaning that borrowers who ‘disappeared’ following the mini-Budget are back exploring their options.
Chancellor to forge ahead with tax rises despite more benign backdrop
HSBC increases fixed-rate deals as lenders price in higher borrowing costs
Homeowners will have crippling repayments and be trapped in their homes unable to take out cheaper fixed-rate deals