Gen X Has the Most Debt at 4X Their Disposable Incomes
Consumers often feel pressured to maintain a standard of living, which can be difficult in uncertain economic times with higher prices and interest rates.
Source: pymnts.com
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Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit Scores
Has emerged as a popular credit option, enabling consumers to make purchases immediately but pay for them in smaller installments over time. This flexibility…
Source: biztoc.com
19% of Consumers Apply for BNPL to Avoid Hurting Credit Scores
The appeal of BNPL extends beyond flexible payment options. Other advantages: enabling a cash buffer and access to credit lines; boosting credit scores; and more.
Source: pymnts.com
Only 1 in 4 Consumers Have Good Understanding of Credit
A PYMNTS Intelligence and Sezzle study finds consumers with a low knowledge of credit products are less likely to tap options to improve their credit scores.
Source: pymnts.com
Nearly 70% of Generation X Incur Overdraft Fees
Out of the 62% of consumers charged overdraft fees in the past year, PYMNTS Intelligence reveals that Generation X and boomers surpassed other age brackets.
Source: pymnts.com