Despite Regulatory Concerns, Consumers Use BNPL as a Lifeline
PYMNTS Intelligence data reveals a significant number of shoppers turn to BNPL to better manage cash flows and fortify credit scores.
Source: pymnts.com
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28% of BNPL Applicants Motivated by No Interest Rate
For buy now, pay later (BNPL) applicants, PYMNTS Intelligence finds, interest rates are a key concern. By the Numbers The 2023 PYMNTS Intelligence report “The…
Source: biztoc.com
28% of BNPL Applicants Motivated by No Interest Rate
PYMNTS Intelligence finds interest rates are a key concern among consumers looking to use buy now, pay later (BNPL) options.
Source: pymnts.com
Retailers' Embedded Finance Bets Pay Off
Retailers are seeing positive returns on their investments in embedded finance, integrating financial services into the shopping experience.
Source: pymnts.com
1 in 4 Millennials Trades Down When BNPL Is Unavailable
Many BNPL users alter their purchasing when the payment method is not available. PYMNTS Intelligence reveals millennials are the likeliest to buy cheaper items.
Source: pymnts.com