Affirm, Afterpay Cut Rewards as BNPL Firms Try New Models
Affirm and Afterpay are reevaluating their loyalty strategies, shutting down their existing rewards programs as the industry shifts toward paid subscription models.
Source: pymnts.com
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1 in 4 Millennials Trades Down When BNPL Is Unavailable
Many buy now, pay later (BNPL) users alter their purchasing when the payment method is not available, with PYMNTS Intelligence research revealing that…
Source: biztoc.com
BNPL Holiday 'Hangover' Worries May Be Tempest in Teapot
While some reports predict holiday buy now, pay later (BNPL) use will lead to a debt hangover, PYMNTS Intelligence suggests such fears may be overblown.
Source: pymnts.com
Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit Scores
Has emerged as a popular credit option, enabling consumers to make purchases immediately but pay for them in smaller installments over time. This flexibility…
Source: biztoc.com
19% of Consumers Apply for BNPL to Avoid Hurting Credit Scores
The appeal of BNPL extends beyond flexible payment options. Other advantages: enabling a cash buffer and access to credit lines; boosting credit scores; and more.
Source: pymnts.com