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How do different types of debt affect your credit score?

Your credit card usage and payment history have a significant impact on your credit score. Making timely payments and keeping credit card balances low relative to your credit limit can have a positive effect on your score. ....

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Interview with Ms. Jelena Galić, Chairperson of the Board of Directors, AIK Banka

Serbia’s AIK Banka is committed to being its customers’ bank of first choice. It has invested generously but smartly in digital transformation, creating products and services that improve the customer experience and internal operations. Board Chair Jelena Galić explains how AIK Banka has become its clients’ reliable and valuable partner. ....

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CFPB & OCC Attention on Bank Overdraft Practices

CFPB reports: Overdrafts/NSF Fee Reliance Since 2015 & Checking Account Overdraft at Financial Institutions Served by Core Processors. Office of Comptroller of Currency OCC's Michael Hsu, speech to Consumer Federation of America’s Annual Financial Services Conference on reforming bank overdraft practices ....

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