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POS loans have become increasingly popular for people strapped for cash during the pandemic.  These short-term loans may be beneficial for consumers buying large items. The concept of "buy now, pay later" has long had appeal. Credit cards make it easy. But increasingly, people are choosing alternative point-of-sale (POS) lenders to fill that financial gap. More than 40% of American shoppers have used a buy-now-pay-later plan, according to Credit Karma/Qualtrics. A POS loan is essentially the opposite of layaway. With layaway, you pay for your item over time and then take it home when you've ...

AM Best Affirms Credit Ratings of Abarca - Companhia de Seguros S.A. AM Best has affirmed the Financial Strength Rating of B+ (Good) and the Long-Term Issuer Credit Rating of "bbb-" of Abarca Companhia de Seguros S.A. (Abarca) (Portugal). The outlook of these Credit Ratings (ratings) is stable. The ratings reflect Abarca's balance sheet strength, which AM Best categorises as strong, as well as its adequate operating performance, limited business profile and marginal enterprise risk management. Abarca's balance sheet strength is underpinned by its risk-adjusted capitalisation, as measured by B...

AM Best Affirms Credit Ratings of Acerta Compañia de Seguros, S.A. AM Best has affirmed the Financial Strength Rating (FSR) of B+ (Good) and the Long-Term Issuer Credit Rating (Long-Term ICR) of "bbb-" of Acerta Compañia de Seguros, S.A. (Acerta) (Panama). The outlook of these Credit Ratings (ratings) is stable. The ratings reflect Acerta's balance sheet strength, which AM Best categorizes as strongest, as well as its marginal operating performance, neutral business profile and marginal enterprise risk management (ERM). The ratings also recognize Acerta's affiliation to Grupo Prival, S.A., ...

MILWAUKEE (dpa-AFX) - Johnson Controls International plc (JCI) on Wednesday provided details of its multi-year SG&A cost reduction actions designed to further optimize its overall cost structure

AM Best Affirms Credit Ratings of Halyk-Life, JSC AM Best has affirmed the Financial Strength Rating of B+ (Good) and the Long-Term Issuer Credit Rating of "bbb-" of Halyk-Life, Life Insurance Subsidiary Company of the Halyk Bank of Kazakhstan, JSC (Halyk-Life) (Kazakhstan). Halyk-Life is a wholly owned subsidiary of JSC Halyk Bank, a leading retail bank in Kazakhstan. The outlook of these Credit Ratings (ratings) is positive. The ratings reflect Halyk-Life's balance sheet strength, which AM Best categorises as very strong, as well as its adequate operating performance, limited business profi...