PayPal Holdings (PYPL) Q1 2021 Earnings Call Transcript
Operator Good afternoon. My name is Gabriel, and I will be your conference operator today. At this time, I'd like to welcome everyone to PayPal Holdings earnings conference call for the fourth-quarter and full-year 2020. [Operator instructions] I would now like to introduce your host for today's call, Ms. Gabrielle Rabinovitch, vice president, corporate finance, and investor relations. Please go ahead. Gabrielle Rabinovitch -- Vice President, Corporate Finance, and Investor Relations Thank you, Gabriel. Good afternoon, and thank you for joining us. Welcome to PayPal's earnings conference ca...