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Consumers are still hungry for credit, but they’re holding off on getting new credit cards. The result? They’re spending more on their existing accounts.
Delinquency rates on credit-card bills continued to rise, with the sharpest increase among borrowers aged 30 to 39, according to the NY Fed.
Apple Savings could be losing its allure for rate chasers, but that might not be the case for younger consumers.
Gen Z is apparently all about ‘soft saving.’ Financial advisers have a lot of thoughts …
Rising child-care costs could harm overall consumer spending if not addressed, a Bank of America economist said.