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Bank boss 'helped to design' debt scheme in RBS scandal


Bank of England Governor Andrew Bailey helped design a controversial financial crisis debt scheme that ultimately led to thousands of small businesses being crippled in a major City scandal, The Mail on Sunday can reveal. 
Documents uncovered in a Freedom of Information request show that in 2009 Bailey – the Bank s chief cashier at the time – worked on the design of the Government s so-called Asset Protection Scheme. 
This insurance scheme was a vital safety net to protect £280billion of toxic RBS loans that threatened to topple the bank. 
But the scheme – along with its controlling body, the Asset Protection Agency – has since been blamed for putting pressure on RBS to aggressively recover the debts from its small business customers.  ....

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