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[inaudible conversations] welcome to todays subcommittee on Economic Opportunity and the oversight hearing entitled home loan churning practices and how veteran homebuyers are being affected and how taxpayers can be affected. This is the second hearing was held in Congress Related to the Loan Guarantee program and the benefits provided to the american servicemembers and veterans on account of the program. As with the department of Veterans Affairs discusses in the testimony from the guarantee was over 23 million loans in excess of 2 trillion since the 1940s that represents millions of veterans...

[inaudible conversations] welcome to todays subcommittee on Economic Opportunity and the oversight hearing entitled home loan churning practices and how veteran homebuyers are being affected and how taxpayers can be affected. This is the second hearing was held in Congress Related to the Loan Guarantee program and the benefits provided to the american servicemembers and veterans on account of the program. As with the department of Veterans Affairs discusses in the testimony from the guarantee was over 23 million loans in excess of 2 trillion since the 1940s that represents millions of veterans...

And its the wrong tree in the wrong place thats you know, i planted hundred of trees my family was part of nature and i just wanted to get moved in. Thank you. I appreciate our comments i certainly sthim intents having had large trees in front of any house they were put in and were fine but after 60 or 70 years the roots were taking over the sidewalk and the lawns and branches falling almost on the house fortunately i got them out of this and put in appropriate trees not to inappropriate heights thats part of the argument and the other question for staff they dping said there were eight or ten...

Wrong place thats you know, i planted hundred of trees my family was part of nature and i just wanted to get moved in. Thank you. I appreciate our comments i certainly sthim intents having had large trees in front of any house they were put in and were fine but after 60 or 70 years the roots were taking over the sidewalk and the lawns and branches falling almost on the house fortunately i got them out of this and put in appropriate trees not to inappropriate heights thats part of the argument and the other question for staff they dping said there were eight or ten landmarked trees on private p...

Has extensive roots what are the roots doing are they damaging the house or property in any way. Well, nothing grows underneath the tree and the branches fall off all the time it is severely hanging over into the next lot a messy tree i prefer to plant trees appropriate to the lot which are flowering or natural stuff as opposed to something that is totally just inappropriate and the roots and the sewer system and its the wrong tree in the wrong place thats you know, i planted hundred of trees my family was part of nature and i just wanted to get moved in. Thank you. I appreciate our comments i...