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The share of credit card users who carry a balance has increased to 46% from 39% a year ago, according to Bankrate. Almost half of cardholders are carrying debt from month to month, Bankrate s Ted Rossman says. And that debt is as expensive as ever. Lower-income cardholders are more likely to carry a balance. But even among people making $100,000 a year or more, 37% don t pay their credit card bill in full every month. ....
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The best balance transfer credit cards help you save on monthly interest charges on existing debt. Consolidate your debt with a 0% balance transfer offer to pay down your existing credit card balances faster. ....
Trying to figure out which credit card to get? No matter your spending habits and budget, having credit cards with these five characteristics helps you reap the full benefits. ....