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Article: More Banks to Fail? Not in North Dakota - U.S. banks are again in the crosshairs. Standard and Poor s has downgraded five new middle-tier banks and put three others on negative outlook. This follows sweeping downgrades earlier in August by Moody s, which cut credit ratings on 10 banks and placed four of the 15 largest U.S. banks on review for possible downgrade. As with the banks going into ....