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Anti-poverty efforts bearing fruit

PETALING JAYA: The poverty rate in Malaysia has shown a significant decline, dropping from 8.2% in 2021 to 6.2% last year, according to data released ...

Petaling , Malaysia-general- , Malaysia , Selangor , Malaysians , Bantuan-prihatin-nasional , Niaz-asadullah , Inisiatif-pendapatan-rakyat , Monash-university , Statistics-department , Household-income , Orang-asli

Financial statements of Federal Govt 2022 adequately maintained, updated, says audit report

KUALA LUMPUR: The accounting records of the Financial Statements of the Federal Government for the year ended Dec 31, 2022, are adequately maintained and updated, according to a statement issued by the Auditor-General.

Kuala-lumpur , Malaysia , Bantuan-prihatin-nasional , Dewan-rakyat , Electricity-bill-discount-programme , Wage-subsidy-programme , Agency-financial , Development-fund , Assistance-support-programme-for-vulnerable-groups , Financial-statements , Federal-government , Certificates-without-reprimand

Building a resilient Malaysia: Learning from Covid-19's impact

The lessons from the pandemic can help the country prepare for future challenges.

Indonesia , Vietnam , Republic-of , Mongolia , Philippines , Cambodia , China , United-states , Ukraine , Malaysia , Malaysian , Ekonomi-madani

Cash Aid Now Called Sumbangan Tunai Rahmah Or STR, Payment Starts Tomorrow

The B40 community will receive aid from Sumbangan Tunai Rahmah (STR), previously known as Bantuan Sara Hidup (BSH), from 17 January onwards.

Malaysia , Bantuan-khas-covid , Najib-razak , Bantuan-prihatin-rakyat , Payung-rahmah , Mahathir-mohamad , Bantuan-sara-hidup , Bantuan-prihatin-nasional , Sumbangan-tunai-rahmah , Anwar-ibrahim , Bantuan-rakyat , Bank-negara-malaysia

My Say: Policy failures and lessons from the Covid crisis

Policymakers around the world grappling with Covid-19 have learnt a harsh lesson in the last two years. This is no less true in Malaysia. Since 2020, Malaysia has recorded about 3.5 million cases of Covid-19 — this is equivalent to one case for every 10 people in the country — while more than 32,000 have died.

Malaysia , Malaysians , Bantuan-khas-covid , Bantuan-prihatin-nasional , United-nations , Asian-development-bank , Development-bank , Bantuan-khas ,

Here's How To Apply For Bantuan Keluarga Malaysia 2022 (BKM)

The BPR has been rebranded to BKM and aid will be distributed to eligible citizens in four phases during the year.

Malaysia , Bantuan-khas-covid , Bantuan-prihatin-rakyat , Bantuan-sara-hidup , Bantuan-prihatin-nasional , Geran-khas-prihatin , Bantuan-rakyat , Zafrul-tengku-abdul-aziz , Twitter , Transformation-centre , Bantuan-keluarga-malaysia , Keluarga-malaysia

MoF to extend payment period for special assistance until Jan 21, 2022

KUALA LUMPUR: The Ministry of Finance Ministry (MoF) will extend the payment period for special assistance until Jan 31, 2022, Deputy Finance Minister I Datuk Mohd Shahar Abdullah said.

Malaysia , Kuala-lumpur , Malaysian , Dewan-negara , Bantuan-prihatin-rakyat , Mohd-shahar , Bantuan-prihatin-nasional , Seruandi-saad , Bank-simpanan-nasional , Ministry-of-finance-mo , Finance-ministry , Malaysian-family-assistance

In 2021, M'sians were very concerned about money, Google search reveals

Google Malaysia's Year in Search for 2021 has revealed that most people in the country were largely concerned about financial aid throughout the year.

Malaysia , Malaysian , Malaysians , Tengku-zafrul-aziz , Bantuan-prihatin-rakyat , Bantuan-prihatin-nasional , Sinar-harian , Google , English-premier-league , Employee-provident-fund , Sinar , Provident-fund

Self-employed deserve better social protection | Daily Express Online - Sabah's Leading News Portal

ALTHOUGH the flexibility offered by the gig economy has encouraged more Malaysians to be self-employed during recent years, the Covid-19 pandemic reveals the vulnerability of the social protection system in Malaysia.
With various lockdown measures introduced in the country, more self-employed have been struggling to sustain their business operations.
As many businesses were forced to close temporarily when the Movement Control Order (MCO) commenced in early March last year, the Department of Statistics Malaysia (DOSM) revealed in their survey findings that 46.6pc of the self-employed lost their jobs. Only 5pc of self-employed in Malaysia had enough savings to last for at least three months.
Unlike a typical employee who earns a consistent monthly salary, self-employed individuals have to find numerous sources of income to cope with the rising cost of living.
Traditional employees also could save more as they are eligible to receive fixed bonuses at the end of the year. In contrast, a self-employed person has to put in more effort to maintain their income and savings.
As the earnings among the self-employed can be highly variable, they may not have the ability to commit to annual premiums or may not have enough credit ratings to gain access to loans. When they could not access any loan from any formal financial institutions, their last resort would be to borrow money from their family and friends. Only then, at least, they could cover the monthly rental, utilities and overhead related expenses.
In addition, the self-employed may be forced to continue working in the case of sickness as they are not entitled to any sickness benefits.
Therefore, being self-employed is known as a vulnerable type of employment. The self-employed are either not covered by work-related social protection (i.e., health insurance and pension funds) or entitled to certain employment benefits (i.e., paid vacations and sick leave).
According to the DOSM, there are four types of employment status in the country:
1. Employees or those who work for others for pay;
2. Own account workers or self-employed;
3. Unpaid family workers or those working in a family business without pay; and
4. Employers who operate businesses with at least one worker.
As of the second quarter (Q2) of 2021, the self-employed are now the second largest group in the Malaysian workforce. Out of a total of 15.21 million working adults, 17.2pc or 2.61 million are self-employed.
Based on the DOSM’s definition, the self-employed refers to a person who operates his or her own farm, business or trade without employing any paid workers assisting in the conduct of the enterprise. E-hailing drivers and delivery riders, freelancers and food stall owners are also known as self-employed individuals.
Unlike standard employees who have fixed working hours to comply with, self-employed are the ones who tend to have non-regular working hours. They even have to work during night time or weekends.
Micro and small brick and mortar businesses, in particular, are relatively more vulnerable to economic shocks as they do not have a strong cash flow compared to large enterprises.
E-hailing drivers, delivery riders and food stall owners feel the pinch of the pandemic even more as they do not have the luxury to work from home. As they require physical presence to perform their job, the movement restrictions arising from the Covid-19 pandemic have constrained their ability to go out and earn daily wages to survive.
Prolonged lockdown measures also led to more Malaysians who found it difficult to put food on the table. Some of them had to raise white flags to seek help due to the loss of jobs and income.
Even though the Malaysian government has introduced numerous stimulus packages for the self-employed to make ends meet, the employment retention measures tend to be less effective due to a significant proportion of self-employed in the country.
Although the total number of employed persons has declined from 15.23 million to 15.21 million, Figure 1 shows that the employment share for own account worker/self-employed between Q121 to Q221 has generally risen with other forms of employment declining.
The stimulus package measures that specifically cater for self-employed workers are a one-off payment for full-time e-hailing drivers and taxi drivers aside from the micro-credit for own-operators of businesses. The one-off assistance only covers a particular group of self-employed. On the other hand, the micro-credit initiative is not direct financial assistance but more towards reducing associated operational costs.
Moreover, the design of the current social security and insurance scheme provides protection only for traditional employees who are within Social Security Organisation (SOCSO)’s and Employees Provident Fund (EPF)’s database. Although SOCSO plans to address the issue associated with the Self-Employment Social Security Scheme (SESS), the programme remains undersubscribed among self-employed individuals. Aside from the Self-Employment Insurance System (EIS), the i-Lestari is also not applicable to the self-employed.
As the verification to determine eligibility for Bantuan Sara Hidup (BSH) is purely based on the Inland Revenue Board of Malaysia (LHDN)’s data, again, the self-employed are the vulnerable ones who are not include in the welfare distribution system

Malaysia , Malaysian , Malaysians , Amanda-yeo , Bantuan-sara-hidup , Bantuan-prihatin-nasional , Movement-control-order , Security-organisation , Medium-enterprises-smes , Department-of-statistics-malaysia , Provident-fund , Wage-subsidy-programme

Country's economic recovery momentum requires more funding, says Finance Minister

KUALA LUMPUR: An additional RM45bil in Covid-19 funding was crucial in maintaining the nation's economic recovery momentum, said Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz.

Kuala-lumpur , Malaysia , Wang-kumpulan-covid , Bantuan-prihatin-nasional , Zafrul-abdul-aziz , Temporary-measures , Government-financing , Coronavirus-disease , Dewan-rakyat , Wang-kumpulan , Covid-19-watch