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TPG reader credit card question: Do I have to pay with my credit card for the free checked bag benefit? Madison Blancaflor © Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers. Editor’s note: This article is part of a column to answer your toughest credit card questions. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com.  There are a lot of benefits to holding a cobranded...

My first Amex Centurion Lounge experience — are they really as good as they say? Joseph Hostetler I used to be one of you. Forehead smooshed against the unblemished crystalline windows of the Amex Centurion Lounge, fantasizing of a warm greeting by the Armani-clad staff at the front desk. I’ve read about their restaurant-quality food, their famed mixologists, their free shower suites, their complimentary wine tastings. I discovered the world of miles and points in 2014 — and since then, my Centurion Lounge FOMO has been aging like an uncorked Syrah. © Provided by Mill...

How the Amex Platinum Saks credit works Once you enroll your Platinum Card at the Platinum Card Benefits Portal, you'll be eligible for up to $50 in statement credits when you shop at Saks Fifth Avenue (in-store or online) from January through June, and another $50 from July through December. If you still haven't used your credit for the last half of 2020, it's your last chance before the benefit resets at the end of the calendar year. Related The credit will be automatically applied when an eligible transaction posts on your statement. There is no minimum purchase a...