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TPG reader credit card question: Do I have to pay with my credit card for the free checked bag benefit?


TPG reader credit card question: Do I have to pay with my credit card for the free checked bag benefit?
Madison Blancaflor
© Provided by The Points Guy
MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.
Editor’s note: This article is part of a column to answer your toughest credit card questions. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com. 
There are a lot of benefits to holding a cobranded airline credit card especially if you are loyal to a specific airline. One of the most common benefits you’ll see across many airline cards is a free checked bag for the primary cardholder and a certain number of guests on the same reservation. ....

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My first Amex Centurion Lounge experience — are they really as good as they say?


My first Amex Centurion Lounge experience are they really as good as they say?
Joseph Hostetler
I used to be one of you.
Forehead smooshed against the unblemished crystalline windows of the Amex Centurion Lounge, fantasizing of a warm greeting by the Armani-clad staff at the front desk. I’ve read about their restaurant-quality food, their famed mixologists, their free shower suites, their
complimentary wine tastings. I discovered the world of miles and points in 2014 and since then, my Centurion Lounge FOMO has been aging like an uncorked Syrah.
© Provided by Million Mile Secrets
My expectations were impractically high. And now that I’ve tried a Centurion Lounge for the first time, I’ll give it to you straight: Are they really ....

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How to use and maximize the Amex Platinum's annual Saks credit


How the Amex Platinum Saks credit works
Once you enroll your Platinum Card at the Platinum Card Benefits Portal, you ll be eligible for up to $50 in statement credits when you shop at Saks Fifth Avenue (in-store or online) from January through June, and another $50 from July through December. If you still haven t used your credit for the last half of 2020, it s your last chance before the benefit resets at the end of the calendar year.
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The credit will be automatically applied when an eligible transaction posts on your statement. There is no minimum purchase amount, but you do have to pay for your Saks purchase with the Platinum Card in order to receive the statement credit. Luckily, the card offers one of the best purchase protection policies to cover you against loss or damage, so it s a strong option to use, especially when you re buying higher-end merchandise. ....

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