Homeowners, and, you would think that they would make it extremely easy for us to get a loan, and right now, i mean, you look at someone like bank of america, and we bailed these banks out. >> reporter: and, so many people in the same position as beth, they are clearly frustrated and watch the banks get this huge $200 billion bailout, and, yet, are still not able to buy you a home. martha: so frustrating. is there any relief in sight on this. >> reporter: if you talk to real estate experts, they say, not any time soon. even buyers like beth tapper who are well qualified shouldn't expect to get...