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Incorporating a credit line with one’s UPI app eliminates the need to carry multiple credit cards. It will be interesting to see if the banks offer reward points and other benefits typically offered to credit card holders.
The DPI, with broader adoption, could be a national talisman, highlighting India’s capability to develop large-scale global solutions
If we look at India’s accomplishments over the past few years, one to top the list will be Unified Payments Interface (UPI), Bharat’s 'Digital
On Friday, PM Narendra Modi said that India's most successful payments system UPI will be used in France.
The trio of PhonePe, Google Pay and Paytm maintained their respective positions on the podium in terms of UPI transactions in June 2023.